COMMISSIONER’S SALE – NOTICE

OF DEFAULT AND FORECLOSURE SALE

405 36th Street NE, Washington, DC 20019

NOTICE OF DEFAULT AND FORECLOSURE SALE, made this Fifth day of May, 2026, by Richard A. Lash, Foreclosure Commissioner:

WHEREAS, on May 14, 2009, a certain Deed of Trust was executed by Gloria G. Bullock, who died April 29, 2020, as trustor in favor of MetLife Homes, a Division of MetLife Bank, N.A. as beneficiary and Matthew J. Lynch, Esq. as trustee, and was recorded on May 25, 2011, in Document Number 2011058354, in the office of the Land Records of the District of Columbia; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the “Secretary” or “HUD”) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated March 22, 2017, and recorded on April 4, 2017, in Document Number 2017036473, in the office of the Land Records of the District of Columbia, and

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust due to violation of 9(a)(i): A borrower dies and the property is not the principal residence of at least one surviving borrower; and

WHEREAS, the entire amount delinquent as of April 24, 2026 is $366,576.26; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of Buonassissi, Henning & Lash, P.C. as Foreclosure Commissioner, recorded in Document Number 2025016067, notice is hereby given that on June 17, 2026 at 1:00 PM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

Commonly known as:

All that piece or parcel of land, together with the improvements, rights, privileges and appurtenances to the same belonging, situate in the District of Columbia, described as follows, to wit:

Lot 19 in square 5021 in a subdivision made by Myron Davy and Frank J. Murphy, Jr., as per plat recorded in Liber No. 115 folio 118 of records of the Office of the Surveyor of. the District of Columbia.

APN: Square 5021, Lot 0019

The improvements thereon being known as 405 36th Street, N.E., Washington, D.C. 20019-1419.

BEING the same lot of ground conveyed to George Drayton and Gloria G. Drayton, his wife, as tenants by the entirety by Deed dated September 30, 1971 from Willer Grant Bean and Lillie Jane Bean, his wife and recorded October 12, 1971 among the Land Records of the District of Columbia as Instrument No. 1971020935.

BEING the same lot of ground conveyed by Gloria G. Drayton, now known by her maiden name, Gloria G. Bullock to Gloria G. Bullock (known on 1971 deed as set forth in the deed, as Gloria G. Drayton), by Confirmatory/Supplemental Deed dated February 28, 2006, recorded March 20, 2006 in Instrument No. 2006036333.

WHEREAS, at the time of and immediately prior to said 1971 deed, following an express mutual agreement said agreement being expressed in words of the present tense. George Drayton and Gloria G. Drayton (now known by her maiden name, Gloria G. Bullock) lived together and held themselves out to the world as husband and wife, as evidenced by said deed, thus affecting their common law marriage, under the Laws of the District of Columbia.

WHEREAS the said George Drayton died January 2, 1992, leaving Gloria G. Drayton (now known by her maiden name, Gloria G. Bullock) as the sole survivor of the tenants by entirety. Probate at Case no. 1992 ADM 000451, In re: George Drayton, Filed February 21, 1992.

WHEREAS the said Gloria Gazelle Bullock departed this life on or about April 29, 2020, intestate. Will Case No. 2021 WIL 00387, Filed August 30, 2021 and Probate Case No. 2024 ADM 000362, In re: Gloria Gazelle Bullock, Filed: March 20, 2024, both filed among the Superior Court of the District of Columbia appoint Tonya Denise Bullock and Tiyana M. Jones Personal Representatives of the Estate of Gloria Gazelle Bullock. (The Will is considered void due to the lack of two credible witnesses, therefore the decedent died intestate per Abbreviated Probate Order.)

The sale will be held at the office of Alex Cooper Auctioneers, Inc. located at 4910 Massachusetts Avenue, N.W., Suite 100, Washington, DC 20016.

The Secretary of Housing and Urban Development will bid $370,509.05.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit 10% of the successful bid in the form of a certified check or cashier’s check made out to the United States Secretary of Housing and Urban Development. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the successful bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $366,576.26 as of April 24, 2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Date: May 5, 2026

BUONASSISSI, HENNING & LASH, P.C.

FORECLOSURE COMMISSIONER

By: Richard A. Lash, Esq.

12355 Sunrise Valley Drive, Suite 650

Reston, VA 20191

TEL: 703-796-1341 Ext.144

FAX: (888) 252-7739

Jun 2,9 & 16, 2026

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