NOTICE OF SUBSTITUTE TRUSTEE SALE

13032 Monterey Estates Drive,

Herndon, VA 20171

By virtue of the power and authority contained in a Deed of Trust dated December 21, 2010 and recorded at December 29, 2010 in Book 21467 Page 0160 in the Clerk's Office for the Fairfax County Virginia Circuit Court, Virginia, securing a loan which was originally $735,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front of the entrance of the Fairfax County Courthouse located at 4110 Chain Bridge Road, Fairfax, VA 22030.

May 09, 2025 at 11:00 AM

improved real property, with an abbreviated legal description of the following described property, to wit:

Lot SEVENTEEN (17), Section ONE (1), MONTEREY, as the same is duly dedicated, platted and recorded in Deed Book 5416 at Page 335, as amended and re-recorded in Deed Book 5431 at Page 1422, all among the Land Records of Fairfax County, Virginia.

TOGETHER WITH a membership in the MONTEREY ESTATES COMMUNITY ASSOCIATION, which Association shall be charged with the duty of enforcing the Declaration of Covenants, Conditions and Restrictions recorded in Deed Book 5416 at Page 335 among the Land Records of Fairfax County, Virginia.

AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:

Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, Maryland 20814

301-907-8000

www.rosenberg-assoc.com

April 16th, 2025

April 23rd, 2025

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