NOTICE OF SUBSTITUTE TRUSTEE’S SALE

681 Chain Bridge Rd. McLean, VA 22101

By virtue of the power of sale contained in a certain Deed of Trust from SNU LLC (“Borrower”) to FTF Lending, LLC (“Lender”), dated December 28, 2021 and recorded in the Clerk’s Office of the Circuit Court of Fairfax County, Virginia at Instrument No. 2021182847.003, Book 27503, Folio 1753, said Deed of Trust and accompanying debt instrument having since been assigned to CWS Investments. Inc., and default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the Circuit Court for Fairfax County, Courthouse Door, 12000 Government Center Pkwy Fairfax, VA 22035, on:

Friday, October 24, 2025 at 11:00 AM

Improved real property, being known as 681 Chain Bridge Rd. McLean, VA 22101 and described as follows:

Parcel 39A, Property of Derick A. Hanlon and Libarata L. Hanlan, per Deed of Dedication, Boundary Line Adjustment, Private Driveway Easement, Release, Subordination and Vacation of Right-of-Way recorded in Deed Book 22173 at Page 473, among the land records of Fairfax County, Virginia.

Parcel ID: 0312 01 0039A

Terms of Sale: The purchase price in the form of immediately available funds will be due and payable on the closing date. A deposit in the form of immediately available funds in the initial amount of $105,733.21 will be required at the time of sale from the successful bidder, which deposit amount may have to be increased by the successful bidder within two business days of the foreclosure sale to an amount that equals 10% of the total bid price. The successful bidder will be required to close within thirty (30) days of the date of sale. Time will be of the essence as to the closing date and the payment of the purchase price. In the event an auctioneer is used in connection with the sale of the Property, there will be included a buyer's premium of 10% of the purchase price that must be paid by the successful bidder. All loss or damage to the Property from the time of sale and before settlement shall be at the risk of the successful bidder. The Property will be sold "AS IS" and the Real Property will be conveyed by Special Warranty Deed, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions, as they may lawfully affect the Property. Any Personal Property will be conveyed by Bill of Sale, without warranty. Neither the Substitute Trustee nor the holder of the note secured by the Deed of Trust will deliver physical possession of the Property to the successful bidder. The purchaser at the sale will be required to pay all closing costs, including the Grantor's recording tax. Real estate taxes will be pro-rated as of the foreclosure sale date.

Additional terms may be announced at the sale.

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

CBKN Trustees, LLC, Substitute Trustee. FOR INFORMATION CONTACT Gallagher Elden Law, c/o Brian Gallagher, 1906 Towne Centre Blvd. Ste 275, Annapolis, MD 21401, 410-533-4855.

October 21st, 2025

October 22nd, 2025

October 23rd, 2025

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