NOTICE OF SUBSTITUTE TRUSTEE SALE

13706 Crystalford Court,

Centreville, VA 20120

By virtue of the power and authority contained in a Deed of Trust dated August 15, 2012 and recorded at August 16, 2012 in Book 22497 Page 0391 Instrument Number 2012037138 and a Loan Modification recorded on July 26, 2022 in Instrument Number 2022056478 in the Clerk's Office for the Fairfax County Virginia Circuit Court, Virginia, securing a loan which was originally $343,660.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front of the entrance of the Fairfax County Circuit Court Courthouse located at 4110 Chain Bridge Road, Fairfax, VA 22030.

November 20, 2026 at 11:00 AM

improved real property, with an abbreviated legal description of the following described property, to wit:

Lot 20A, WALNEY MILLS, as the same is/appears duly dedicated, platted and recorded in Deed of Resubdivision in Deed Book 8279 at Page 885, originally dedicated, platted and recorded in Deed Book 7567, Page 372, among the land records of Fairfax County, Virginia.

AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: Will be sold subject to a 120 day right of redemption by the Internal Revenue Service. The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:

Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, Maryland 20814

301-907-8000

www.rosenberg-assoc.com

October 16th, 2026

October 23rd, 2026

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