Gallagher Law, LLC

1906 Towne Center Blvd. Ste. 275

Annapolis, Maryland 21401

(443) 783-1363

SUBSTITUTE TRUSTEE’S SALE

OF

VALUABLE FEE SIMPLE RESIDENTIAL DWELLING

10824 Barn Wood Lane, Potomac, MD 20854

Under and by virtue of the power of sale contained in a certain Refinance Commercial Deed of Trust, Security Agreement, Fixture Filing and Assignment of Leases and Rents (“Deed of Trust”) from Zara, LLC (“Borrowers”) to Pro 1 Capital Funding, LLC, ISAOA/ATIMA (“Lender”), dated May 12, 2023, and recorded among the Land Records of Montgomery County, Maryland (“Land Records”) in Liber 67010, Folio 111, and default having occurred under the terms thereof, and at the request of the parties secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the Circuit Court for Montgomery County, 50 Maryland Avenue, Rockville, MD 20850, Courthouse Door, on:

Wednesday, December 11 th , 2024

at

11:15AM

All that lot of ground and the improvements thereon SITUATED IN Montgomery County, Maryland and more fully described in the aforesaid Refinance Commercial Deed of Trust, Security Agreement, Fixture Filing and Assignment of Leases and Rents.

The property is believed to be improved by a residential dwelling. The property address is 10824 Barn Wood Lane, Potomac, MD 20854.

Said property is in fee simple and is sold in an “as is condition” and subject to all covenants, conditions, liens, restrictions, easements, rights-of-way as may affect same, if any, and with no warranty of any kind.

Terms of Sale: A deposit of $140,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time of sale, such deposit to be in cash or certified check, or other form acceptable to the Substitute Trustee, in his sole discretion. Balance of the purchase price is to be paid in cash within ten (10) days of the final ratification of sale by the Circuit Court for Montgomery County. If payment of the balance does not take place within ten (10) days of ratification, the deposit may be forfeited and property may be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the deed of trust note from date of sale to date funds are received in the office of the Substitute Trustee in the event the property is purchased by someone rather than the note holder.

In the event settlement is delayed for any reason , including, but not limited to, exceptions to the sale, bankruptcy filings by interested parties, or court administration of the foreclosure, there shall be no abatement of interest. Taxes, ground rent, water, condominium fees and/or homeowner association dues, all public charges, assessments payable on an annual basis, including sanitary and/or metropolitan district charges and front foot benefit charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustee.

NOTE: The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his agents or attorneys make any representations or warranties with respect to the accuracy of information.

PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustee.

Brian T. Gallagher, Substitute Trustee

Tidewater Auctions, LLC

410-825-2900

www.tidewaterauctions.com

Washington Times,11/26, 12/3, and 12/10