NOTICE OF SUBSTITUTE TRUSTEE’S SALE

14550 Lattany Court, Gainesville, Virginia 20155

By virtue of the power of sale contained in a certain Deed of Trust from Allen Diep (“Borrower”) to JPMORGAN CHASE BANK, NA (“Lender”), dated August 8, 2006, and recorded in the Clerk’s Office of the Circuit Court of Prince William, Virginia at Instrument No. 200608230123238, said Deed of Trust and accompanying debt instrument having since been assigned to NDF1, LLC, and default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the Circuit Court of Prince William, Courthouse Door, 9311 Lee Avenue, Third Floor, Manassas, VA 20110, on:

Tuesday, January 7, 2025 at 10:00 AM

Improved real property, being known as 14550 Lattany Court, Gainesville, Virginia 20155 and described as follows:

All that certain lot or parcel of land situate, lying and being in Prince William County, Commonwealth of Virginia, and more particularly described as follows:

Lot 55, Phase 4, Section 1, VIRGINIA OAKS, as the same is shown on a plat attached to Deed of Resubdivision, Easement, Vacation and Subordination recorded in Deed Book 2813, page 758, as corrected in Deed Book 2851, page 1665, among the land records of Prince William County, Virginia.

The improvements thereon being known as

14550 Lattany Court, Gainesville, Virginia - 20155.

Parcel ID: 7396-28-6044

Terms of Sale: The purchase price in the form of immediately available funds will be due and payable on the closing date. A deposit in the form of immediately available funds in the initial amount of $6,000.00 will be required at the time of sale from the successful bidder, which deposit amount may have to be increased by the successful bidder within two business days of the foreclosure sale to an amount that equals 10% of the total bid price. The successful bidder will be required to close within thirty (30) days of the date of sale. Time will be of the essence as to the closing date and the payment of the purchase price. In the event an auctioneer is used in connection with the sale of the Property, there will be included a buyer's premium of 10% of the purchase price that must be paid by the successful bidder. All loss or damage to the Property from the time of sale and before settlement shall be at the risk of the successful bidder. The Property will be sold "AS IS" and the Real Property will be conveyed by Special Warranty Deed, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions, as they may lawfully affect the Property. Any Personal Property will be conveyed by Bill of Sale, without warranty. Neither the Substitute Trustee nor the holder of the note secured by the Deed of Trust will deliver physical possession of the Property to the successful bidder. The purchaser at the sale will be required to pay all closing costs, including the Grantor's recording tax. Real estate taxes will be pro-rated as of the foreclosure sale date. Additional terms may be announced at the sale.

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BTG Trustee, LLC, Substitute Trustee. FOR INFORMATION CONTACT, The Law Office of Brian T. Gallagher c/o Brian Gallagher, 1906 Towne Center Boulevard, Suite 275, Annapolis, MD 21401, 410-533-4855

December 17th, 2024

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