TRUSTEE'S SALE

11641 Belfonte Road,

Bumpass, VA 23024

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

In execution of the Deed of Trust in the original principal amount of $147,172.00 dated May 30, 2018 and recorded as Instrument No.180008821, of the County of Spotsylvania land records, the appointed Substitute Trustee will offer for sale at public auction at the front steps of the Spotsylvania County Circuit Court located at 9107 Judicial Center Lane, Spotsylvania, VA 22553 on November 23, 2026 at 4:50 PM, the property described in said deed of trust, located at the above address and more particularly described as follows:

Being all that certain tract or parcel of land lying, situate and being in Livingston District, Spotsylvania County, Virginia, and shown as Lot 11, Section 1, Northeast Creek Estates, as shown on plat of subdivision by Paul F. McConnell, L.L.S., revised April 19, 1996 and recorded on May 6, 1996 in Plat File 5, Page 596 in the Clerk`s Office of the Circuit Court of Spotsylvania County, Virginia.

Subject to all restrictions, rights of way, easements and other conditions contained in deed forming the chain of title to the caption property.

Tax ID #: 71-7-11

The property and improvements will be sold in “as is” physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder’s deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier’s or certified check, required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier’s check within 15 days from sale date. Except for Virginia Grantor’s tax, all settlement costs and expenses are purchaser’s responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser’s sole remedy is return of deposit without interest. This sale is subject to post-sale audit by the Substitute Trustee of the conduct of the auction itself as well as the status of the loan secured by the Deed of Trust, including, but not limited to, determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE:

Lenox Title Trustee Services, LLC,

c/o McMichael Taylor Gray, LLC,

3550 Engineering Drive, Suite 260,

Peachtree Corners, GA 30092

FOR INFORMATION CONTACT:

Lenox Title Trustee Services, LLC,

Substitute Trustee

c/o David Rosen, Esq.

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners, GA 30092

Phone: 404.474.7149

Fax: 404.745.8121

MTG File No.: 26-003406-01

Run Dates: September 22nd, 2026

October 20th, 2026

October 27, 2026

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