NOTICE OF SUBSTITUTE TRUSTEE SALE

44040 Choptank Terrace,

Ashburn, VA 20147

By virtue of the power and authority contained in a Deed of Trust dated September 29, 2005 and recorded at September 30, 2005 in Instrument Number 20050930-0111612 in the Clerk's Office for the Loudoun County Virginia Circuit Court, Virginia, securing a loan which was originally $324,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the main entrance of the Loudoun County Circuit Court located at 18 E Market Street, Leesburg, VA 20178.

January 06, 2025 at 2:00 PM

improved real property, with an abbreviated legal description of the following described property, to wit:

Lot 32, Section Twenty-Six (26), ASHBURN VILLAGE, as duly dedicated, platted and recorded by Deed of Dedication and Subdivision, Deed of Conveyance and Deed of Easement and Release recorded on June 13,1990 in Deed Book 1090 at Page 1011, among the Land Records of Loudoun County, Virginia.

This conveyance is made subject to conditions, restrictions, rights-of-way and easements contained in the deeds forming the chain of title to this property and this conveyance is made subject to the terms of the Declaration of Covenants, Conditions and Restrictions recorded in Deed Book 959 at Page 874, corrected and recorded in Deed Book 972 at Page 92, and amended in Deed Book 985 at Page 333, all among the aforesaid County Land Records, which are incorporated herein by reference. The Grantees further agree that any conveyance of the property specified herein shall only be conveyed by deed or deeds expressly subjecting the conveyance of property to the Declaration and to the obligation to pay any and all dues and assessments as required by the Declaration.

Further, the Grantors hereby disclose that the said lot is located near Washington Dulles International Airport and may be subject to aircraft overflights and to noise due to aircraft.

AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:

Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, Maryland 20814

301-907-8000

www.rosenberg-assoc.com

December 11th, 2024

December 18th, 2024

AD#88061