TRUSTEE’S SALE OF

9079 BRANDON RAY LANE,

PARTLOW, VIRGINIA 22534

COUNTY OF SPOTSYLVANIA

In execution of a certain deed of trust dated 10/11/22, in the original principal amount of 349,002.00 recorded in the County of Spotsylvania, Virginia, as Instrument No. 220020150, as amended by an instrument appointing the undersigned as Substitute Trustee, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the building housing the Circuit Court of the COUNTY OF SPOTSYLVANIA, VA located at 9107 Judicial Center Lane, Spotsylvania, Virginia, 22553 on May 20, 2025, at 10:00am, the property described in said deed of trust, located at the above address, with improvements thereon and more particularly described as follows: BERKELEY MAGISTERIAL DISTRICT, SPOTSYLVANIA COUNTY, VIRGINIA, AS SHOWN AS LOT 4A. CONTAINING 4.6451 ACRES, MORE OR LESS, AS SET OUT ON A PLAT ENTITLED, "PLAT SHOWING ANNUNL EXEMPT DIVISION, LOT 4, DURRETT ESTATES, TAX MAP 73((23))4, BERKELEY MAGISTERIAL DISTRICT, SPOTSYLVANIA COUNIY, VIRGINIA," MADE BY ERIC V. SULLIVAN, L.S., DATED MARCH 15, 2016 AND RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SPOTSYLVANIA COUNTY, VIRGINIA IN INSTRUMENT NO. 160009506. TOGETHER WITH AND SUBJECT TO AN CASEMENT FOR UTILITIES AND INGRESS AND EGRESS FROM BRANDON RAY LANE, DESIGNATED AS AN EXISTING 50' PRIVATE CASEMENT, AS SHOWN ON PLAT IN INSTRUMENT NO. 16000950(RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SPOTSYLVAUIA COUNTY, VIRGINIA. TOGETHER WITH THE NON-EXCLUSIVE 50' CASEMENT FOR UTILITIES AND INGRESS AND EGRESS, DESIGNATED AS BRANDON RAY LANE, AS SHOWN ON A PLAT IN LNSTRUMENT NO. 200500028443, RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SPOTSYLVANIA COUNTY, VIRGINIA. TOGETHER WITH AN CASEMENT FOR INGRESS AUD EGRESS AND FOR THE INSTALLATION AND MAINTENANCE OF UTILITIES, FIFTY FEET IN WIDTH, TO AND FROM BLOCK HOUSE ROAD (STATE ROUTE 648) SET OUT IN INSTRUMENT NO. 200400040417. RECORDED IN INSTRUMENT NO. 170001826, IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SPOTSYLYANIA COUNTY, VIRGINIA. TERMS OF SALE: Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs. Real estate taxes, water/sewer fees and other public charges will be prorated as of the date of sale. The risk of loss or damage to the property passes to the purchaser immediately upon the conclusion of the Substitute Trustee’s sale. Terms: A bidder’s deposit of ten percent (10%)of the sale price or ten percent price (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of sale. The balance of the purchase price will be due within 20 days at the office of the Substitute Trustee. The Substitute Trustee reserves the right to suspend bidding prior to completion of the sale. Time is of the essence as to the closing date and the payment of the purchase price. If payment of the balance does not occur within twenty days of the sale date, the deposit will be forfeited. Seller shall not be responsible for any costs incurred by the purchaser in connection with their purchase or settlement, including, without limitation, state and local recording fees, title insurance or research, or any other costs of purchaser’s acquisition. Trustee shall have no duty to obtain possession for purchaser. All risks of casualty pass to successful bidder at conclusion of bidding. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower(s) entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the Purchaser’s deposit without interest. Additional terms to be announced at the sale. For more information contact: Michael T. Cantrell, Esq., member of Surety Trustees, at 301-490-3361 or

www.mwc-law.com.

March 7th, 2025

April 15th, 22nd, 2025

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