TRUSTEE'S SALE

205 BRAEMAR PL

FREDERICKSBURG, VA 22405

In execution of the Deed of Trust in the original principal amount of $214,320.00, dated February 15, 2007, and recorded as Instrument Number 070003010 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on May 27, 2025 at 12:45 pm, the property described in said deed of trust, located at the above address and more particularly described as follows:

ALL THE FOLLOWING DESCRIBED REAL ESTATE TO-WIT:

ALL THAT CERTAIN LOT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN STAFFORD COUNTY, STATE OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:

LOT 22, SECTION ONE, HEATHER HILLS SUBDIVISION AS SHOWN ON PLAT OF SURVEY BY GILBERT W. CLIFFORD AND ASSOCIATES, INC., DATED SEPTEMBER 24, 1991, RECORDED IN PLAT BOOK 22 AT PAGES 106-108 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA.

BEING THE SAME PROPERTY CONVEYED TO KEVIN MARION, A MARRIED MAN BY DEED FROM JOAN P. POLEN, AN UNMARRIED WOMAN DATED JULY 15, 2004, RECORDED JULY 16, 2004 IN INSTRUMENT NO: 040027186 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD, VIRGINIA.

THE IMPROVEMENTS THEREON BEING KNOWN AS 205 BRAEMAR PLACE, FREDERICKSBURG, VIRGINIA - 22405.

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC,

101 North Lynnhaven Road, Suite 104,

Virginia Beach, Virginia 23452

FOR INFORMATION CONTACT:

RAS Trustee Services, LLC, Substitute Trustee

c/o Robertson, Anschutz, Schneid, Crane &

Partners, PLLC

11350 McCormick Road,

Executive Plaza I, Suite 302

Hunt Valley, Maryland 21031

(844) 442-2150

(470) 321- 7112

April 21st, 2025

April 28th, 2025

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