TRUSTEE'S SALE

111 BELL ROAD

FREDERICKSBURG, VA 22405

In execution of the Deed of Trust in the original principal amount of $675,000.00, dated July 6, 2022, and recorded as Instrument Number 220014708 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on August 07, 2025 at 2:15pm, the property described in said deed of trust, located at the above address and more particularly described as follows:

ALL THAT CERTAIN TRACT OR PARCEL OF LAND, TOGETHER WITH ALL RIGHTS AND PRIVILEGES THERETO APPURTENANT, SITUATE, LYING AND BEING IN STAFFORD COUNTY, VIRGINIA, AND BEING SHOWN AND DESCRIBED AS LOT 314, DEVELOPMENT C, HILLCREST TERRACE SUBDIVISION, ON THAT CERTAIN PLAT MADE BY PAUL M. SAUNDERS, CERTIFIED SURVEYOR, DATED JANUARY 18, 1964, DULY RECORDED IN PLAT BOOK 3, PAGE 22, OF THE RECORDS IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA; BEING A PART OR PORTION OF THE REAL ESTATE CONVEYED BY EULA P. KENNEDY, JENNELLE K. COVERT, BETTY K. SAUNDERS, GLORIA K. BERBERICH AND WILLIAM THOMPSON, JR., ALL OF THE DIRECTORS AND TRUSTEES IN LIQUIDATION OF KENNEDY REALTY CORPORATION, TO EULA P. G. KENNEDY, WIDOW, BY DEED, DATED AUGUST 21, 1967, DULY RECORDED IN THE AFORESAID CLERK'S OFFICE ON AUGUST 31, 1967, IN DEED BOOK 177, PAGE 597.

THIS REAL ESTATE IS CONVEYED SUBJECT TO THE COVENANTS AND RESTRICTIONS SET FORTH IN THAT CERTAIN DEED OF DEDICATION DATED JULY 1, 1964, DULY RECORDED IN DEED BOOK 150, PAGE 452, OF THE RECORDS IN THE AFORESAID CLERK'S OFFICE.

REFERENCE HEREBY IS MADE TO THE AFORESAID DEED AND PLAT, AND TO THE OTHER INSTRUMENTS IN THE CHAIN OF TITLE OF THIS REAL ESTATE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED.

THIS LOT IS CONVEYED EXPRESSLY SUBJECT TO ALL EASEMENTS OF RECORD.

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC,

101 North Lynnhaven Road, Suite 104,

Virginia Beach, Virginia 23452

FOR INFORMATION CONTACT:

RAS Trustee Services, LLC, Substitute Trustee

c/o Robertson, Anschutz, Schneid, Crane &

Partners, PLLC

11350 McCormick Road,

Executive Plaza I, Suite 302

Hunt Valley, Maryland 21031

(844) 442-2150

(470) 321- 7112

July 1st, 2025

July 8th, 2025

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