TRUSTEE'S SALE

1010 Holly Corner Rd

Fredericksburg, VA 22406

In execution of the Deed of Trust dated May 22, 2024 and recorded on May 30, 2024 in Instrument # 240006189 of Stafford County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Stafford County Circuit Courthouse, main entrance of the Judicial Center, 1300 Courthouse Road, Stafford, Virginia on October 29, 2025 at 11:00 AM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows:

The following described property in the County of Stafford, State of Virginia, to-wit:

Lot 2, Berry Hill Estates, as shown on Subdivision Plat prepared by H. Aubrey Hawkins Associates, LTD, dated September 27, 2002, entitled "Subdivision Plat, Berry Hill Estates", as the same is duly dedicated, platted and recorded February 11, 2003, in Plat Book 40, Pages 194-195, and at Plat Map 030000034, among the Land Records of Stafford County, Virginia.

Being the same which David C. Rombough and Dynette L. Rombough, a married couple by Deed dated January 9, 2019 and recorded January 11, 2019 in the County of Stafford, State of Virginia in 190000493 conveyed unto John Robert Gwin and Bridget Sue Gwin, a married couple, as tenants by the entirety with full rights of survivorship as at common law.

Parcel/APN/Tax ID: 42A 2

Tax No.: 42A 2

Property address: 1010 Holly Corner Rd,

Fredericksburg, VA 22406

The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any.

Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records.

TERMS OF SALE: A non-refundable bidder's deposit of $77,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

(25-16099)

FOR INFORMATION CONTACT:

BROCK & SCOTT, PLLC

(Attorney for

TRUSTEE SERVICES OF VIRGINIA, LLC)

484 Viking Drive, Suite 203

Virginia Beach, VA 23452

(757) 213-2959

September 22nd, 2025

September 29th, 2025

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