TRUSTEE'S SALE

310 SEDGWICK CT,

STAFFORD, VA 22554

In execution of the Deed of Trust dated March 6, 2020, and recorded as Instrument No. 200005217 of the STAFFORD COUNTY land records, the undersigned Substitute Trustee will offer for sale at public auction at the STAFFORD COUNTY CIRCUIT COURT, 1300 Courthouse Rd, Stafford, VA 22554, outside the courthouse steps, on December 17, 2025 at 11:00 AM, the following property:

The Land referred to herein below is situated in the County of Stafford, Commonwealth of Virginia and is described as follows:

Lot 74, Section Three (3), Phase III, STONE RIVE R, as duly dedicated, platted and recorded in Dead Book 713 at Page 301, and in Platt Book 19at pages 173-179 and resubdivided in Plat Book 23 at pages 62-64, among the land records of Stafford County, Virginia.

Street Address: 310 Sedgwick Court,

Stafford, VA 22554

Tax ID No. 30S-3-74

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of the lesser of $5,000.00 or 10% of the sale price, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee doesn't convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest.

This notice is an attempt to collect a debt and any information obtained will be used for that purpose.

CARTERET TITLE LLC and THOMAS GARTNER, Substitute Trustees

FOR INFORMATION CONTACT:

CARTERET TITLE LLC

1056B CHICAGO AVENUE

HARRISONBURG, VA 22802

954-453-0365

November 12th, 2025

November 19th, 2025

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