NOTICE OF SUBSTITUTE TRUSTEE SALE

18302 Poplar Stand Place,

Purcellville, VA 20132

By virtue of the power and authority contained in a Deed of Trust dated September 21, 2005 and recorded at September 22, 2005 in Instrument Number 20050922-0107497 in the Clerk's Office for the Loudoun County Virginia Circuit Court, Virginia, securing a loan which was originally $557,024.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the main entrance of the Loudoun County Circuit Court located at 18 E Market Street, Leesburg, VA 20178.

December 15, 2025 at 2:00 PM

improved real property, with an abbreviated legal description of the following described property, to wit:

Lot 13, containing 3.00126 acres more or less, OAK KNOLL FARMS, Phase II, as the same is duly dedicated and platted pursuant to a Deed of Dedication, Subdivision, Easement and Vacation recorded in Deed Book 2179, at page 469, in the Clerk`s Office of the Circuit Court of Loudoun County, Virginia.

AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: Will be sold subject to a 120 day right of redemption by the Internal Revenue Service. The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:

Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, Maryland 20814

301-907-8000

www.rosenberg-assoc.com

November 14th, 2025

November 21st, 2025

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