TRUSTEE'S SALE

301 KNOLLWOOD CT

STAFFORD, VA 22554

In execution of the Deed of Trust in the original principal amount of $393,277.00, dated October 6, 2023, and recorded as Instrument Number 230012381 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on January 15, 2026 at 2:30 PM, the property described in said deed of trust, located at the above address and more particularly described as follows:

THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE STATE OF VIRGINIA, COUNTY OF STAFFORD, AND DESCRIBED AS FOLLOWS:

LOT ONE HUNDRED EIGHTEEN A (118A), HIGHPOINTE, AS PER PLAT ENTITLED "PLAT SHOWING A RESUBDIVISION OF LOTS 118 AND 123 AND PARCEL B2-2 AND VACATION OF VARIOUS EASEMENTS ON LOTS 118 AND 123 HIGHPOINTE" PREPARED BY RINKER-DETWILER AND ASSOCIATES, PC DATED JULY 12, 1991 REVISED AUGUST 22, 1991 RECORDED IN PLAT BOOK 22, PAGE 98, ORIGINAL PLAT OF SUBDIVISION RECORDED IN PLAT BOOK 19, PAGES 242 THROUGH 249, AMONG THE LAND RECORDS OF STAFFORD COUNTY, VIRGINIA.

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC,

101 North Lynnhaven Road, Suite 104,

Virginia Beach, Virginia 23452

FOR INFORMATION CONTACT:

RAS Trustee Services, LLC, Substitute Trustee

c/o Robertson, Anschutz, Schneid, Crane &

Partners, PLLC

11350 McCormick Road,

Executive Plaza I, Suite 302

Hunt Valley, Maryland 21031

(844) 442-2150

(470) 321- 7112

December 9th, 2025

December 16th, 2025

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