NOTICE OF SUBSTITUTE TRUSTEE SALE

1107 East Beech Road,

Sterling, VA 20164

By virtue of the power and authority contained in a Deed of Trust dated September 17, 2020 and recorded at September 22, 2020 in Instrument Number 20200922-0086022 in the Clerk's Office for the Loudoun County Virginia Circuit Court, Virginia, securing a loan which was originally $296,632.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the main entrance of the Loudoun County Circuit Court located at 18 E Market Street, Leesburg, VA 20178.

January 12, 2026 at 2:00 PM

improved real property, with an abbreviated legal description of the following described property, to wit:

Land situated in the County of Loudoun in the State of VA

LOT THREE HUNDRED TWENTY-THREE (323), BLOCK B, SECTION FOUR (4), BROYHILL`S ADDITION TO STERLING PARK; AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED AMONG THE LAND RECORDS OF LOUDOUN COUNTY, VIRGINIA.

AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:

Rosenberg & Associates, LLC

(Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, Maryland 20814

301-907-8000

www.rosenberg-assoc.com

December 15th, 2025

December 22nd, 2025

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