NOTICE OF TRUSTEE'S SALE

38790 BOCA COURT

WATERFORD, VA 20197

In execution of a Deed of Trust dated March 31, 2023, in the original amount of $986,000.00, recorded as Instrument No. 20230331-0011808 in the Clerk’s Office of the Circuit Court of Loudoun County, Virginia, default having been made in the payment of the debt therein secured, and being instructed to do so by the party secured by the Deed of Trust (“Noteholder”), the Substitute Trustee will, on Friday, March 27, 2026, at 2:00 p.m., by the front main outside entrance to the building housing the Loudoun County Circuit Court, 18 E. Market Street, Leesburg, Virginia 20178, offer for sale at public auction to the highest bidder the following real property (“Property”) with improvements thereon:

Lot 27, ALPHIN, as the same appears duly dedicated, platted, and recorded in Deed Book 1806 at Page 1976, among the land records of Loudoun County, Virginia.

AND BEING the same property conveyed unto Richard Alan Plebuch and Deanna Leigh Plebuch, by Deed from Torin D. Kropp and Ched Y. Kropp, also known as Ched Mares Y. Kropp, dated March 31, 2023, and recorded March 31, 2023, as Instrument No. 20230331-0011807 in the aforesaid county land records.

PIN: 414307835000

To bid on the Property, a bidder’s deposit of $99,000.00 must be delivered by each bidder other than the Noteholder, or an affiliate of the Noteholder, to the Substitute Trustee prior to the commencement of the sale. The deposit shall be by certified or cashier’s check drawn on a financial institution acceptable to the Substitute Trustee and the Noteholder. The high bidder will be required to increase the deposit in an amount necessary to equal ten percent (10%) of the highest winning bid within five (5) calendar days of the Sale Date. The deposit, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidders, as applicable. The balance of the purchase price will be due by certified check or immediately available funds at settlement.

Settlement will be held on or before fifteen (15) days after sale; time being of the essence. Upon purchaser’s default, the deposit shall be forfeited, and the property may be resold at the risk and costs of the defaulting purchaser. After any such default and forfeiture, the Property and any and all personal property applicable thereto may, at the discretion of the Substitute Trustee, be conveyed to the next highest bidder on the Property whose bid was acceptable to the Substitute Trustee.

The Property and all personal property applicable thereto shall be sold “AS IS” and “WITH ALL FAULTS.” Neither the Substitute Trustee nor the Noteholder, nor their respective agents, successors, and assigns, make any representations or warranties with respect to the Property including, without limitation, representations or warranties as to the structural integrity, physical condition, construction, workmanship, materials, habitability, compliance with applicable zoning regulations, fitness for a particular purpose or merchantability of all or any part of the Property or personal property applicable thereto. The purchaser recognizes and agrees that any investigation, examination, or inspection of the Property and personal property applicable thereto being sold is within the control of the owner or other parties in possession and their agents and not within the control of the Substitute Trustee, the Noteholder, or their agents, successors or assigns.

Conveyance of the Property shall be with special warranty and shall be subject to all existing housing, building, zoning and other code violations, if any, subject to all critical area and wetland violations, if any, subject to all environmental problems and violations which may exist on or with respect to the Property, if any, and shall be subject to all recorded and unrecorded liens, encumbrances, security interests, easements, rights-of-way, covenants, agreements, conditions, restrictions, leases, occupancy agreements and mechanics and materialmen’s liens, to the extent any of the foregoing may lawfully apply to the Property being sold, or any part thereof, and take priority over the liens and security interests of the Deed of Trust. Any prospective purchaser must do its own due diligence with respect any liens, security interests, agreements, or other encumbrances of record.

Without limiting the generality of the foregoing, the Property will be sold without representation or warranty as to the environmental condition of the Property or the compliance of the Property with federal, state, or local laws and regulations concerning the purchase or disposal of hazardous substances. Acceptance of the deed to the Property shall constitute a waiver of any claims against the Substitute Trustee, the Noteholder, and their respective agents, successors, and assigns, concerning the environmental condition of the Property.

Risk of loss or damage to the Property and personal property applicable thereto shall be borne by the purchaser from and after the strike down of the bid at the foreclosure sale. The purchaser shall pay all closing costs, including the preparation of the Substitute Trustee deed and all taxes and recording costs assessed thereon including, but not limited to, the grantor’s tax, settlement fees, title examination charges and title insurance premiums. Real estate taxes prorated to the date of the foreclosure will be paid by the Substitute Trustee. Purchaser shall be responsible for all real estate taxes due on the Property from and after the date of the sale. The Substitute Trustee will not deliver possession of all or any part of the Property being sold.

The Substitute Trustee reserves the right to amend or supplement the terms of sale by verbal announcements during the sale, to modify the requirements for bidders’ deposits, to reject any and all bids, to withdraw all or part of the Property from the sale prior to the commencement of bidding, to postpone the sale, and to conduct such other sales as the Substitute Trustee may determine in its discretion.

At the time of sale, the successful bidder shall be required to execute a Memorandum of Sale which shall include, by reference, all the terms and conditions contained herein.

The form of Memorandum of Sale is available from the Substitute Trustee upon request and will be available at sale time.

Immediately upon delivery of the deed for the property by the Substitute Trustee, all duties, liabilities, and obligations of the Substitute Trustee, if any, to the purchaser with respect to the Property shall be extinguished.

REO Solutions, LLC

For Information contact:

Nathaniel A. Ralstin

1775 Wiehle Ave, Suite 400

Reston, Virginia 20190

703-218-2103

Run Dates: March 4, 11, 18, and 25, 2026

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