TRUSTEE'S SALE

25 WOODMONT CT

STAFFORD, VA 22554

In execution of the Deed of Trust in the original principal amount of $175,975.00, dated October 9, 2021, and recorded as Instrument Number 210034757 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on June 09, 2026 at 3:00PM, the property described in said deed of trust, located at the above address and more particularly described as follows:

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF STAFFORD, STATE OF VIRGINIA, AND IS DESCRIBED AS FOLLOWS:

ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN ROCK HILL MAGISTERIAL DISTRICT, STAFFORD COUNTY, VIRGINIA, DESIGNATED AS LOT 12, WOODMONT, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 936 PAGE 36 AMONG THE LAND RECORDS OF STAFFORD COUNTY, VIRGINIA.

THIS CONVEYANCE IS MADE SUBJECT TO ALL RESTRICTIONS, EASEMENTS AND RIGHTS OF WAY OF RECORD AFFECTING THE AFORESAID REAL ESTATE.

PARCEL ID: 30W-12

COMMONLY KNOWN AS 25 WOODMONT CT, STAFFORD, VA 2554 HOWEVER, BY SHOWING THIS ADDRESS TO ADDITIONAL COVERAGE IS PROVIDED

BEING THE SAME REAL ESTATE CONVEYED TO FRANCISCO J. PERALTA BY DEED FROM HSB BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2005-HE7, ASSET BACKED PASS-THROUGH CERTIFICATES AND RECORDED 10-20-2009 IN THE OFFICE OF THE RECORDER, AS INSTRUMENT: LR090017945.

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC,

101 North Lynnhaven Road, Suite 104,

Virginia Beach, Virginia 23452

FOR INFORMATION CONTACT:

RAS Trustee Services, LLC, Substitute Trustee

c/o Robertson, Anschutz, Schneid, Crane &

Partners, PLLC

11350 McCormick Road,

Executive Plaza I, Suite 302

Hunt Valley, Maryland 21031

(844) 442-2150

(470) 321- 7112

May 4th, 2026

May 11th, 2026

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