TRUSTEE'S SALE

23 Oak Rd

Stafford, VA 22556

In execution of the Deed of Trust dated March 7, 2024 and recorded on March 28, 2024 in Instrument # 240003239 of Stafford County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Stafford County Circuit Courthouse, main entrance of the Judicial Center, 1300 Courthouse Road, Stafford, Virginia on December 2, 2026 at 10:00 AM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows:

All that certain lot or parcel of land lying and being in Rock Hill Magisterial District, situated in the County of Stafford, Commonwealth of Virginia:

And designated as Lot 7, Glenwood Forest, recorded in the Clerk's Office of the Circuit Court of Stafford County, Virginia, in Plat Book 17 at Pages 95-96.

Being the same property conveyed by deed recorded in Instrument No. 200028455 of the Stafford County, Virginia records.

Subject to all easements, covenants, conditions, reservations, leases and restrictions of record, all legal highways, all rights of way, all zoning, building and other laws, ordinances and regulations, all rights of tenants in possession, and all real estate taxes and assessments not yet due and payable.

Tax No.: 9092

Property address: 23 Oak Rd,

Stafford, VA 22556

The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any.

Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records.

TERMS OF SALE: A non-refundable bidder's deposit of $4,500.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

(26-21649)

FOR INFORMATION CONTACT:

BROCK & SCOTT, PLLC

(Attorney for

TRUSTEE SERVICES OF VIRGINIA, LLC)

484 Viking Drive, Suite 203

Virginia Beach, VA 23452

(757) 213-2959

October 12th, 2026

October 19th, 2026

October 26th, 2026

November 2nd, 2026

AD#105718