TRUSTEE'S SALE

12415 Sickles Ln

Spotsylvania, VA 22551

In execution of the Deed of Trust dated May 20, 2014 and recorded on June 6, 2014 in Instrument # 201400008585 of Spotsylvania County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the building housing the Spotsylvania County Circuit Court, Judicial Center, Circuit Court entrance, 9107 Judicial Center Lane, Spotsylvania, Virginia on December 2, 2026 at 01:00 PM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows:

The following described property, located in the County of Spotsylvania, Virginia, to-wit:

All that certain lot or parcel of land with all rights and privileges thereto appurtenant, situate, lying and being in the Chancellor District of Spotsylvania County, Virginia, and described as Lot 41, Section 8, of Lake Wilderness Subdivision, as shown on plat of martin, Clifford & Associates, dated April, 1970, of record in Plat Book 7, pages 10, et seq., in the Clerk's Office of the Circuit Court of Spotsylvania County, Virginia.

Title to the above described property conveyed to Michael A. Kulp and Susan L. Kulp, Husband and Wife, as Tenants by the Entirety with the Full Right of Survivorship from Robert V. Powell and Shirlee Mae Burt Powell by Deed dated and recorded March 1, 1999 in Book 1668 Page 256 or Instrument No. 5071.

Tax No.: 8A1-8-41

Property address: 12415 Sickles Ln,

Spotsylvania, VA 22551

The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any.

Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records.

TERMS OF SALE: A non-refundable bidder's deposit of $9,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

(26-14131)

FOR INFORMATION CONTACT:

BROCK & SCOTT, PLLC

(Attorney for

TRUSTEE SERVICES OF VIRGINIA, LLC)

484 Viking Drive, Suite 203

Virginia Beach, VA 23452

(757) 213-2959

October 26th, 2026

November 2nd, 2026

AD#105730