TRUSTEE'S SALE

11 SUMMER BREEZE CT

POTOMAC FALLS, VA 20165

In execution of the Deed of Trust in the original principal amount of $196,500.00, dated September 28, 2020, and recorded as Instrument Number 20201005-0091943 in Loudoun County land records, the appointed Substitute Trustee will offer for sale at public auction at the main entrance of the courthouse for the Circuit Court of Loudoun County, 18 E Market St, Leesburg, VA 20178 on January 05, 2027 at 11:15 AM, the property described in said deed of trust, located at the above address and more particularly described as follows:

LOT 22, SECTION ONE (1), ENVIRONS, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED AMONG THE LAND RECORDS OF LOUDOUN COUNTY, VIRGINIA IN DEED BOOK 775 AT PAGE 233, AS AMENDED BY DEED OF CORRECTION DATED FEBRUARY 27,1981, RECORDED APRIL 29, 1981 IN DEED BOOK 786 AT PAGE 92 AND FURTHER CORRECTED IN DEED BOOK 811, AT PAGE 153.

The property and improvements will be sold in "as is" physical condition without warranty of any kind.

TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose.

SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC,

101 North Lynnhaven Road, Suite 104,

Virginia Beach, Virginia 23452

FOR INFORMATION CONTACT:

RAS Trustee Services, LLC, Substitute Trustee

c/o Robertson, Anschutz, Schneid, Crane &

Partners, PLLC

11350 McCormick Road,

Executive Plaza I, Suite 302

Hunt Valley, Maryland 21031

(844) 442-2150

(470) 321- 7112

November 10th, 2026

November 30th, 2026

December 7th, 2026

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