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00105885

NOTICE OF SUBSTITUTE TRUSTEE SALE 6867 Ridge Water Court, Centreville, VA 20121 By virtue of the power and authority contained in a Deed of Trust dated August 18, 2020 and recorded at August 19, 2020 in Book 26436 Page 1151 in the Clerk's Office for the Fairfax County Virginia Circuit Court, Virginia, securing a loan which was originally $456,577.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front of the entrance of the Fairfax County Circuit Court Courthouse located at 4110 Chain Bridge Road, Fairfax, VA 22030. December 11, 2026 at 11:00 AM improved real property, with an abbreviated legal description of the following described property, to wit: Lot 57, Section Three (3) COMPTON VILLAGE, as the same appears duly dedicated, platted and recorded in Deed Book 8729, at Page 272, among the land records of Fairfax County, Virginia. AND as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding . FOR INFORMATION CONTACT: Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, Maryland 20814 301-907-8000 www.rosenberg-assoc.com October 14th, 2026 November 6th, and 13th, 2026 AD#105885

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00105907

TRUSTEE'S SALE 5411 Southampton Dr Springfield, VA 22151 In execution of the Deed of Trust dated July 2, 2021 and recorded on July 8, 2021 in Book 27214 at Page 1052 in Instrument # 2021111057.002 of Fairfax County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Fairfax County Circuit Court (Fairfax County Judicial Center, 4110 Chain Bridge Road), at Fairfax, Virginia on December 8, 2026 at 12:45 PM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: LOT TWO HUNDRED THIRTY-ONE (231) OF THE SUBDIVISION KNOWN AS SECTION 21, KINGS PARK, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 2362 AT PAGE 235 AMONG THE LAND RECORDS OF FAIRFAX COUNTY, VIRGINIA. Tax No.: 079-1-06-0231 Property address: 5411 Southampton Dr, Springfield, VA 22151 The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any. Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records. TERMS OF SALE: A non-refundable bidder's deposit of $53,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (23-34045) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757) 213-2959 November 2nd, 2026 November 9th, 2026 AD#105907

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00105512

Trustee's Sale 3505S 15th Street, Arlington, VA 22204 (Parcel ID: 26-005-010) Default having been made in the terms of a certain Deed of Trust dated 06/23/2005, in the original principal amount of $350,000.00 and recorded in the Clerk's Office of the Circuit Court of the Arlington County, Virginia on 07/01/2005, as Instrument No. 2005182048, in Book 3863, Page 339, the undersigned Substitute Trustees will sell at public auction on 11/18/2026 at 03:00 PM, At the Front of the Circuit Court Building for The County of Arlington located at 1425 North Courthouse Road, Arlington, VA 22201 , the property designated as: LOT 5-A OF THE SUBDIVISION KNOWN AS RESUBDIVISION OF LOTS 4 THROUGH 11, INCLUSIVE MONROE`S ADDITION TO NEW ARLINGTON AS THE SAME APPEARS DEDICATED, PLATTED AND RECORDED IN DEED BOOK 1418 AT PAGE 89 AMONG THE LAND RECORDS OF ARLINGTON COUNTY, VIRGINIA. TERMS: CASH. A deposit of $35,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidder's expense . Sale is subject to the right of redemption of the IRS or any Title issue, if they exist. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: TrusteeQuote@altisource.com Run Dates: October 14th, 2026 October 21st, 2026 AD#105512

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00106265

LEGAL NOTICE Pursuant to Section 64.2-609 of the Code of Virginia, notice is hereby given that the undersigned intends to transfer on or about December 28, 2026 to the Executor of the Estate of Rita L. Waller, late of Montgomery County, MD all cash and securities of said decedent in the possession of the undersigned. Northwest Federal Credit Union By: Felipe Lopez Estate Account Representative Nov. 2, 9, 16, 23, 2026 AD#106265

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00105316

Law Offices of Funk & Bolton, P.A. 100 Light Street, Suite 1400 Baltimore, Maryland 21202 SUBSTITUTE TRUSTEE’S SALE OF VALUABLE IMPROVED RESIDENTIAL REAL ESTATE PROPERTY (KNOWN AS) 3006 Duncan Drive Hyattsville, Maryland 20783 Under and by virtue of the power of sale contained in that certain Indemnity Deed of Trust from Alozie Ofor-Nwoko (“Grantor”) to Alison W. Rind and Arnold D. Spevack, Trustees, dated April 3, 2017, and recorded among the Land Records of Prince George’s County, Maryland, at Book 39445, page 236 (the “Deed of Trust”), the holder of the indebtedness secured by said Deed of Trust (the “Noteholder”) having subsequently appointed Eric S. Schuster and Ann L. Ramsey as Substitute Trustees in the place of the former trustees by instrument duly executed, acknowledged, and recorded among the Land Records of Prince George’s County, Maryland, default having occurred under the terms of the Deed of Trust and at the request of the parties as secured thereby, the undersigned Substitute Trustees (collectively, the “Trustee”) will offer for sale at public auction on the steps of the Circuit Court for Prince George’s County, Maryland, 14735 Main Street, Courthouse, Upper Marlboro, Maryland 20772 on: October 21, 2026 at 11:00 a.m. ALL OF THAT real property and the improvements thereon being situated in Prince George’s County, Maryland (the “Property”) and being more particularly described as follows: Being known and designated as Lot numbered Thirty (30) in Block lettered (H) in a subdivision known and “KNOLLWOOD” as per plat thereof recorded in Plat Book WWW32 at plat 53 among the Land Records of Prince George’s County, Maryland. The Property is believed to be improved by a residence containing 3 bedrooms and 2 baths with approximately 1,395 square feet of above grade living area. Tax ID # 21-2323665. A deposit in the amount of Ten Thousand Dollars ($10,000.00) will be required of the purchaser(s) at time and place of sale. The deposit must be increased to 10% of the purchase price within 2 business days after sale and delivered to the office of auctioneer in the same form as the initial deposit. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate provided in the Note executed in connection with the Deed of Trust from the date of sale to and including the date of settlement. In the event the Noteholder, or an affiliate thereof, is the successful bidder at the sale, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. The Trustee reserves the right: (i) to keep the bidding open for any length of time; and (ii) to postpone or set over the date of sale. In the event the Trustee deems it best for any reason at the time of sale to postpone or continue this sale from time to time, such notices of postponement or setting over will be in a manner deemed reasonable by the Trustee. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be the responsibility of the purchaser(s) and shall be paid by the purchaser(s) at settlement. The cost of all documentary stamps, recordation taxes, document preparation, and transfer taxes is to be paid by the purchaser(s). The Trustee reserves the right to reject any and all bids and to extend the time for settlement, at his discretion. The Property will be sold in an “AS IS” condition and without any warranties or representations, either express or implied, as to the nature, condition, or description of the improvements. In addition, the Property will also be sold subject to all existing housing, building, and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist with respect to the Property, and subject to all matters and restrictions of record affecting the same, if any. The purchaser(s) at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place. It shall be the purchaser(s)’ responsibility to obtain possession of the Property following ratification of its sale by the Circuit Court for Prince George’s County, Maryland, and conveyance of the Property by the Trustee to the purchaser(s). The Property will be sold subject to all senior liens and encumbrances that are not extinguished by operation of law or by the foreclosure sale of the Property and subject to all easements, conditions, restrictions, rights of redemption, covenants, such state of facts that an accurate survey or physical inspection of the Property might disclose, and agreements of record affecting the Property. The purchaser(s) shall pay at settlement all state and local transfer taxes, documentary stamps, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees, and all other incidental settlement costs. The purchaser(s) shall settle and comply with the terms of sale within twenty (20) days following the final ratification of the sale by the Circuit Court for Prince George’s County, Maryland, unless said period is extended by the Trustee for good cause shown. Time is of the essence. Settlement shall be held at the offices of Funk & Bolton, P.A., 100 Light Street, Suite 1400, Baltimore, Maryland 21202. In the event the purchaser(s) fail to go to settlement as required, in addition to any other legal or equitable remedies available to them, the Trustee may, without further order of the court, declare the aforementioned deposit forfeited and re-sell the Property at the purchaser(s)’ risk and expense. In such event, the defaulting purchaser(s) shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, reasonable attorneys’ fees, all other charges due, and incidental damages. In the event the resale of the Property results in a sale in excess of the amount originally bid by the defaulting purchaser, the defaulting purchaser waives any and all claims, rights, and interest in any such excess amounts and shall not be entitled to any distribution whatsoever from the resale proceeds. The parties’ respective rights and obligations regarding the terms of sale and the conduct of the sale shall be governed by and interpreted according to the laws of the State of Maryland. If the Trustee is unable to convey the Property as described above, the purchaser(s)’ sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon. Upon refund of the deposit to the purchaser(s), the sale shall be void and of no effect, and the purchaser(s) shall have no further claim against the Trustee or the Noteholder. The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. The Auctioneer, the Noteholder, and the Trustee do not make any representations or warranties with respect to the accuracy of this information. Eric S. Schuster Substitute Trustee For Further Information, Contact: Eric S. Schuster, Esquire Funk & Bolton, P.A. 100 Light Street, Suite 1400 Baltimore, Maryland 21202 410.659.4983 Washington Times:October 1st, 8th and 15th, 2026

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00105954

FAIRFAX COUNTY BOARD OF ZONING APPEALS NOVEMBER 4, 2026 NOTICE IS HEREBY GIVEN that, at a meeting of the Fairfax County Board of Zoning Appeals (BZA), on WEDNESDAY, NOVEMBER 4, 2026, at 9:00 A.M. at 12000 Government Center Parkway, Fairfax VA 22035, the BZA will hold public hearings, at which time it will consider the following: 9:00 A.M. - Ninoska P. Carrasco Zilvetty and Nino's Home Daycare LLC, SP-2026-MV-00055 to permit a home day care facility. Located at 8643 Braddock Ave. on approx. 8,800 sq. ft. of land zoned R-2. Mount Vernon District. Tax Map 110-2 ((19)) (12) 35. 9:00 A.M. - Jordan J. Hendy and Sanae K. Hendy f/k/a Sanae Kodaira, SP-2025-BR-00083 to permit a reduction in setback requirements to permit an addition 10.5 ft. from the northwest side lot line and reduction in setback requirements based on an error in building location to permit an accessory structure (shed) to remain 2.3 ft. from the northwest side lot line and 1.7 ft. from the rear lot line. Located at 7512 Murillo St. on approx. 10,500 sq. ft. of land zoned R-3. Braddock District. Tax Map 80-1 ((2)) (60)16. 9:00 A.M. - Kevin R. McCormick and Casey R. Simmons, SP-2026-PR-00098 to permit a reduction in setback requirements based on errors in building location to permit an accessory structure (treehouse) 1.1 ft. from the rear lot line. Located at 2933 Marshall St. on approx. 7,556 sq. ft. of land zoned R-4. Providence District. Tax Map 50-4 ((15)) 33. 9:00 A.M. - Rosmelinda Munoz and Bright Future LLC, SP-2026-MA-00089 to permit a home day care facility. Located at 7016 Oak Ridge Rd. on approx. 10,553 sq. ft. of land zoned R-4. Mason District. Tax Map 50-3 ((4)) 92. 9:00 A.M. - Daniel C. Rich, TR and Mary L. Rich, TR of The Rich Family Trust, SP-2026-FR-00087 to permit a reduction in setback requirements to permit an addition 12.5 ft. from the rear lot line. Located at 5577 La Vista Dr. on approx. 8,400 sq. ft. of land zoned R-3 (ADU). Franconia District. Tax Map 82-1 ((17)) 69. 9:00 A.M. - Abd Al-Muhssin H. El-Yacoubi and Amna S. Ali, SP-2026-DR-00072 to permit modifications to the limitations on the provisions for the keeping of animals (chickens). Located at 7138 Taylor Rd. on 11,357 sq. ft. of land zoned R-4. Dranesville District. Tax Map 40-1 ((15)) 6. Copies of plans, appeals, and/or other documents relating to the aforementioned subjects and/or applications, as applicable, may be examined online at https://www.fairfaxcounty.gov/planning-development/public-hearings-and-staff-reports and in person at 12055 Government Center Parkway, Suite 801, Fairfax, VA 22035. Staff reports are typically published one week before the hearing, although changes to the schedule may affect their date of publication. If you have questions or wish to obtain copies of the foregoing documents, please contact the Special Permit and Variance Branch of the Zoning Evaluation Division, Department of Planning and Development, at (703) 324-1280 or BZAClerkMail@FairfaxCounty.gov . Check online at https://www.fairfaxcounty.gov/planning-development/board-zoning-appeals at least one week prior to the meeting for additional information on the status of the meeting. The meeting will be available to view live on Channel 16 and stream live online at www.fairfaxcounty.gov/cableconsumer/channel-16/live-video-stream . Live audio of the meeting may be accessed via telephone as noted on the website. All persons wishing to present their views on these subjects may call the Clerk to the Board of Zoning Appeals at 703-324-1280 or register online at https://www.fairfaxcounty.gov/planning-development/board-zoning-appeals to be placed on the Speakers List, and may appear to be heard in person, unless the meeting is electronic, or pre-recorded video. Deadlines by type of testimony are on the website. In addition, written testimony and other submissions will be received at 12055 Government Center Parkway, Suite 801, Fairfax, 22035 and BZAClerkMail@FairfaxCounty.gov. ADA: Reasonable accommodation is available upon 48-hour advance notice. For additional information on ADA call (703) 324-1334 (TTY 711 Virginia Relay Center) . October 14th, 2026 October 21st, 2026 AD#105954

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00106355

NOTICE OF PUBLIC HEARING — The Fairfax County School Board will convene the following public hearing: Middle School Advanced Academic Programs (AAP) Phase 2 (Franklin MS, Hayfield SS, Holmes MS, Key MS, & Whitman MS) Public Hearing on November 10, 2026, at 6:00 p.m. The meeting is open to the public and will be held in the auditorium at Luther Jackson Middle School, 3020 Gallows Rd Falls Church, VA 22042. The meeting will also be broadcast on Channel 99 and live-streamed on YouTube and on our website at www.fcps.edu/livestream . To sign up to testify, or for any questions, please contact the office of the Clerk of the Board at (571) 423-1075. Run Date: November 2nd, 2026 AD#106355

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00105266

TRUSTEE'S SALE OF 8207 CROSSBROOK CT #201, LORTON, VA 22079 In execution of a Deed of Trust in the original principal amount of $85,000.00, with an annual interest rate of 6.875000% dated July 8, 2002, recorded among the land records of the Circuit Court for the County of Fairfax as Deed Book 13108, Page 438, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the County of Fairfax, on the courthouse steps at the front of the Circuit Court building for the County of Fairfax located at 4110 Chain Bridge Road, Fairfax, Virginia on November 17, 2026 at 1:15 PM , the property with improvements to wit: GUNSTON CORNER CONDO UNIT 201 SEC 15, County of Fairfax. VA Tax Map No. 1073 05 8207B THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 22-292082. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 8520 Cliff Cameron Dr., Suite 330, Charlotte, North Carolina 28269 (703) 449-5800. Run Dates: September 16th, 2026 October 13th, 2026 October 20th, 2026 AD#105266

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00105952

TRUSTEE’S SALE OF 15665 MENDOZA LANE, WOODBRIDGE, VA 22191. In execution of a certain Deed of Trust dated December 28, 2012, in the original principal amount of $264,127.00 recorded in the Clerk’s Office, Circuit Court for Prince William County, Virginia as Instrument No. 201301040001514. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Prince William County, 9311 Lee Avenue, Manassas, Virginia, on December 16, 2026, at 9:45 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE STATE OF VIRGINIA, COUNTY OF PRINCE WILLIAM, AND DESCRIBED AS FOLLOWS: LOT 60, SECTION 3, MARKHAM`S GRANT, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN INSTRUMENT NUMBER 200202010014969, DEDICATION RE-RECORDED IN INSTRUMENT NUMBER 200202010014968 AND RE-RECORDED IN INSTRUMENT NUMBER 200202060017588 AMONG THE LAND RECORDS OF PRINCE WILLIAM COUNTY, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.aldridgepite.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. If you have any questions or concerns, please contact the Virginia Pre-Sale Department of counsel for Equity Trustees, LLC at 301-961-6555, website: www.aldridgepite.com. 1113-367B. October 14, 21, 2026 November 18, 2026 AD#105952

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00105884

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on June 9, 2008, a certain Deed of Trust/Mortgage was executed by Barry W. Van Demark and Julia A. Van Demark as mortgagors/borrowers in favor of Capital Mortgage Finance as beneficiary and Home Title Group as trustee, and was recorded on June 20, 2008, in Book 29796, Page 246 in the Office of the Land Records for Prince George's County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated January 23, 2019, and recorded on May 22, 2019, in Book 42135, Page 222, in the office of the Land Records for Prince George's County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on October 3, 2022, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of October 7, 2026 is $742,698.82; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Tuesday, November 17, 2026 at 11:30 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 13110 Greenmount Avenue, Beltsville, MD 20705 Tax ID 01-0070482 The sale will be held in front of the Main Street entrance to the Duval Wing of the Prince George`s County Courthouse Complex, 14735 Main Street, Upper Marlboro, Maryland 20772. The Secretary of Housing and Urban Development will bid $748,590.11 There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $75,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $75,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 7, 2026 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Nicole Lipinski Nicole Lipinski(AIS/CPF #0106200158) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY NFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A BEING KNOWN AND DESIGNATED as Lot numbered One (1) in Block lettered “J” in section numbered (1) in the subdivision known as “Calverton” as per plat recorded in Plat Book WWW 41, Plat No. 30, among the Land Records of Prince George's County, Maryland. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 11/2, 11/9 & 11/16 Ad#105884

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