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NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on December 15, 2006, a certain Deed of Trust was executed by Florence Wood as Grantor(s) in favor of Wells Fargo Bank as Beneficiary, and B George Ballman as Trustee(s), and was recorded on December 28, 2006, in Book 33544, Page 748 in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated May 13, 2019, and recorded on May 14, 2019, in Book 57555, Page 118, in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that the payment due on August 13, 2025, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore to the loan to currency; and WHEREAS, the entire amount delinquent as of October 30, 2025 is $486,616.30; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on January 7, 2026 at 11:15 am local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 18326 Brooke Road, Sandy Spring, MD 20860 Tax ID: 08-00722934 The sale will be held at the courthouse entrance for the Circuit Court for Montgomery County, Maryland. The Secretary of Housing and Urban Development will bid $486,616.30. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $49,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $49,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due), plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 30, 2025 Cohn, Goldberg & Deutsch, LLC Foreclosure Commissioner By: _/s/Richard E. Solomon__ Richard E. Solomon AIS#9112190178 Cohn, Goldberg & Deutsch, LLC 1099 Winterson Road, Suite 301 Linthicum Heights, MD 21090 (410) 296-2550 IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A ALL THAT PARECEL of land in Montgomery County, State of Maryland as, more fully described in Deed Book 9312, Page 391, ID# 0072293.BEING KNOWN AND DESIGNATED as 2.00 acres of land district 08, metes and bounds property described as: PARTS OF TRACTS of land called Charley Forest and ETC…, Onley District, Montgomery County, Maryland. Beginning for the same at a point on the Westerly side of Brooke Road. The beginning of the second line of 2.00acres of conveyed to William H. Budd and recorded among the Land Records of Montgomery County, Maryland in Liber J A 15 at folio 194, thence leaving said road and to include part of the lands as conveyed to Edwin G. Wilson and Recorded in Liber 3702, folio 59 Degrees, S 56 00’ West 530.05 feet thence North 32 degrees 15’ West 178.20 feet thence North 58 degrees 51’ East 525.90 feet to Brooke Road thence bounding thereon South 33 degrees 45’ East 152.00 feet to the place of the beginning containing two (2.00) acres of land. The improvements thereon being known as No. 18326 Brooke Road. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 12/23, 12/30, 1/6 CGD File No. 464332 Ad#98559

TRUSTEE'S SALE OF 11125 ROCK GARDEN DRIVE, FAIRFAX, VA 22030 In execution of a Deed of Trust in the original principal amount of $213,750.00, with an annual interest rate of 4.750000% dated October 29, 2018, recorded among the land records of the Circuit Court for the Fairfax as Deed Book 25574, Page 1915, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the Fairfax, on the courthouse steps at the front of the Circuit Court building for the County of Fairfax located at 4110 Chain Bridge Road, Fairfax, Virginia on February 24, 2026 at 10:00 AM, the property with improvements to wit: OXFORD ROW CONDOS PHASE 2 UNIT 11 0.13 CGE 9758-602 Tax Map No. 57 1 06 02 011 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 25-299851. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 8520 Cliff Cameron Dr., Suite 330, Charlotte, North Carolina 28269 (703) 449-5800. Run Dates: December 23rd, 2025 January 20th, 2026 January 27th, 2026 AD#98660

Trustee's Sale 6938 Versaille Dr, Fredericksburg, VA 22407 (Parcel ID: 22T32-397) Default having been made in the terms of a certain Deed of Trust dated 12/31/2020, in the original principal amount of $414,315.00 and recorded in the Clerk's Office of the Circuit Court of the Spotsylvania county, Virginia on 01/05/2021, as Instrument No. 210000292, in Book ---, Page ---, the undersigned Substitute Trustees will sell at public auction on 01/28/2026 at 11:00 AM, Spotsylvania County Circuit Court, 9107 Judicial Center Lane, Spotsylvania, VA 22553, the property designated as: Lot Three Hundred Ninety-Seven (397) The Glen, Section 9J, SALEM FIELDS, as the same appears duly dedicated, platted and recorded as instrument number 2003000018236, among the land records of Spotsylvania County, Virginia. TERMS: CASH. A deposit of $41,431.50 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee' Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidde's expense. Sale is subject to the right of redemption of the IRS or any Title issue, if they exist. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: TrusteeQuote@altisource.com Run Dates: December 23rd, 2025 December 30th, 2025 AD#98386

Rosenberg & Associates, LLC 4340 East West Highway, Suite 600 Bethesda, MD 20814 (301) 907-8000 COURT APPOINTED SUBSTITUTE TRUSTEES FORECLOSURE SALE OF REAL PROPERTY 1910 Irving Street, NE Washington, DC 20018 LOT 4 IN SQUARE 4207 IN BLOCK 62 IN A SUBDIVISION MADE BY E.F.G. HAZEL, TRUSTEE, OF PART OF LOT 42 IN "GRANBY", NOW CALLED "FORT SARATOGA ADDITION TO BROOKLAND", AS PER PLAT RECORDED IN LIBER COUNTY 16 AT FOLIO 121 AMONG THE RECORDS OF THE OFFICE OF THE SURVEYOR OF THE DISTRICT OF COLUMBIA. In execution of the Superior Court for District of Columbia's ("Court") Order/Decree in Case #2024-CAB-006970 U.S. BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLEY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST v. GEORGE R. SOLOMON, JR. the undersigned Substitute Trustees will offer for sale at public auction within the offices of Alex Cooper Aucts., Inc., 4910 Massachusetts Ave., NW #100, Washington, DC 20016, 202-364-0306 on WEDNESDAY, JANUARY 21, 2026 AT 12:15 PM THE ABOVE DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully described in a Deed of Trust dated May 15, 1998 recorded as Instrument No. 9800039088 among the D.C. Land Records. The property will be sold by Trustee’s Deed “as is” without any covenant, expressed or implied, in Fee Simple, subject to conditions, restrictions, easements, and all other recorded instruments superior to the Deed of Trust referenced above, and subject to ratification by the Court. TERMS OF SALE : A deposit of at least $10,000 or ten percent (10%) of the winning bid amount, whichever is lower, will be required at time of sale, in the form of certified check or cashier's check, or other form as Substitute Trustees may determine. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Substitute Trustees which shall be announced at sale. The Balance of the purchase price to be paid in cash or certified funds within 60 days of final ratification of the sale by the Court. TIME IS OF THE ESSENCE. If purchaser fails to settle within the aforesaid 60 days of the ratification, Trustees may file a motion to resell the property. Any motion to resell will be filed with the Superior Court and will be served by regular mail to the Purchaser at the address on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the motion is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Trustees and all expense of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate contained in the Deed of Trust Note from the date of the sale to the date the funds are received in the office of the Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or association dues all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Mortgage holder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Substitute Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. File #23-000580-DC-F-2 Diane S. Rosenberg, Mark D. Meyer, et al., Substitute Trustees Dec 23, Dec 30, Jan 6, Jan 13 (Serial #524937) Ad#98662

Hofmeister, Robinson & DiPietro 11350 McCormick Road, Executive Plaza II, Suite 601 Hunt Valley, Maryland 21031 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE DWELLING 4711 Thornhurst Drive, Olney, MD 20832 Under and by virtue of the power of sale contained in a certain Deed of Trust from Rafael Nollie and Paulina G. Nollie, dated August 14, 2021, and recorded in Liber 63954, folio 168, among the Land Records of Montgomery County, Maryland, default having occurred under the terms thereof, and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Montgomery County, 50 Maryland Avenue, Rockville, MD 20850, Courthouse Door on Wednesday, January 7, 2026 AT 11:15 AM All that lot of ground and the improvements thereon SITUATED IN Montgomery County, Maryland and more fully described in the aforesaid Deed of Trust. The property is believed to be improved by a single-family colonial-style residential dwelling believed to contain four bedrooms, four full baths, a fire place, central air conditioning, a full basement, a covered front porch, and a two-car garage. The property address is 4711 Thornhurst Drive, Olney, MD 20832. Said property is in fee simple and is sold in an “as is condition” and subject to all covenants, conditions, liens, restrictions, easements, rights-of-way as may affect same, if any, and with no warranty of any kind. This property is being sold subject to the legal operation and effect of a prior Deed of Trust/judgment lien, the balance of which will be announced at the time of sale. Purchasers acknowledge the IRS has a right of redemption pursuant to a Federal Tax Lien. Purchasers agree that they are purchasing the property subject to the IRS’s right of redemption and that the existence of such right shall not delay settlement. Terms of Sale: A deposit of $50,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time of sale, such deposit to be in cash or certified check, or other form acceptable to the Substitute Trustees, in their sole discretion. Balance of the purchase price is to be paid in cash within ten (10) days of the final ratification of sale by the Circuit Court for Montgomery County. If payment of the balance does not take place within ten (10) days of ratification, the deposit may be forfeited or property may be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the deed of trust note from date of sale to date funds are received in the office of the Substitute Trustees in the event the property is purchased by someone rather than the note holder. In the event settlement is delayed for any reason , including, but not limited to, exceptions to the sale, bankruptcy filings by interested parties, or court administration of the foreclosure, there shall be no abatement of interest. Taxes, ground rent, water, condominium fees and/or homeowner association dues, all public charges, assessments payable on an annual basis, including sanitary and/or metropolitan district charges and front foot benefit charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees. NOTE: The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustees nor their agents or attorneys make any representations or warranties with respect to the accuracy of information. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustees. Ralph J. DiPietro and Scott R. Robinson, Substitute Trustees Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com Washington Times, 12/23, 12/30, 1/6 Ad#97979