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00098077

TRUSTEE’S SALE OF 7385 JIRI WOODS COURT, SPRINGFIELD, VA 22153. In execution of a certain Deed of Trust dated June 14, 2006, in the original principal amount of $349,628.21 recorded in the Clerk’s Office, Circuit Court for Fairfax County, Virginia, in Book 18546 at Page 0204 as Instrument No. 2006019562.001. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Fairfax County, 4110 Chain Bridge Road, Fairfax, VA, on January 28, 2026, at 11:45 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH ANY IMPROVEMENTS THEREON, LYING AND BEING IN THE COUNTY OF FAIRFAX, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT ONE HUNDRED NINETEEN (119), BETHELEN WOODS, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 4944 AT PAGE 291 AMONG THE LAND RECORDS OF FAIRFAX COUNTY, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com . VA-336665-1. December 23rd, 2025 December 30th, 2025 AD#98077

US
00097971

Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 200 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 1000 Maple Avenue Rockville, MD 20851 Under a power of sale contained in a certain Deed of Trust from Alejandro Flores, dated June 27, 2005, and recorded in Liber 30257, Folio 350 among the Land Records of Montgomery County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Montgomery County, Judicial Center, Maryland Avenue Entrance, 50 Maryland Avenue, Rockville, MD on December 3, 2025 at 11:15 AM ALL THAT FEE SIMPLE LOT OF GROUND KNOWN AS Lot 12, Block N, Silver Rock, Section Four, situated in Montgomery County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 04-00211692. The property will be sold in an “as is” condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $29,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Montgomery County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser’s sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #301689) Jeffrey Nadel and Scott Nadel, Substitute Trustees Tidewater Auctions, LLC P.O. Box 9, Phoenix, MD 21131 410-825-2900 Washington Times, 11/18, 11/25, 12/2 AD#97971

US
00098384

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on September 8, 2009, a certain Deed of Trust/Mortgage was executed by James H. Williams and Jean F. Williams as mortgagors/borrowers in favor of Generation Mortgage Company as beneficiary and Worldwide Title Group, LLC as trustee, and was recorded on December 23, 2009, in Book 38541, Page 221 in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated February 7, 2014, and recorded on April 14, 2014, in Book 48522, Page 458, in the office of the Land Records for Montgomery County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on July 24, 2019, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of December 2, 2025 is $756,357.38; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Wednesday January 7, 2026 at 11:15 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 3131 Fairland Road, Silver Spring, MD 20904 Tax ID 05-02941650 (05-0048-02941650) The sale will be held at the Courthouse door for the Circuit Court for Montgomery County (Maryland Avenue entrance), 50 Maryland Avenue, Rockville, MD 20850. The Secretary of Housing and Urban Development will bid $449,091.13. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $45,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $45,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: December 2, 2025 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Andrew Winick Andrew Winick(AIS/CPF #9706250509) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY NFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A BEGINNING for the same at a point on the southerly right-of-way line of Fairland Road, variable width, said point being the northerly end of the 4th or South 0 degrees 49’ 10” West, 237.85 foot line, as described in a conveyance from Dora Williams, to Walter Louis Williams, dated August 6, 1968, and recorded among the aforesaid Land Records in Liber 3843 at Folio 74, said point also being on the 3 rd or South 74 degrees 00’ 10” East, 120.77 foot line of said first mentioned conveyance, and running thence with a part of said line, with said southerly right-of-way line of Fairland Road 1. South 74 degrees 00’ 10” East, 22.32 feet to a point; thence continuing with said southerly right-of-way line of Fairland Road, with a part of the 4th or South 83 degrees 18’ 35” East, 453.34 foot line of said first mentioned conveyance 2. South 83 degrees 18’ 35” East, 87.12 feet to a point; thence crossing said first mentioned conveyance 3. South 0 degrees 49’ 10” West, 223.09 feet to a point on the 1 st of North 89 degrees 10’ 50” West, 566.53 foot line of said first mentioned conveyance, distant 363.31 feet westerly from the easterly end thereof, said point also being on the northerly line of Lot 18, Block 24, as shown on the plat of Subdivision entitled “Plat One, Calverton”, recorded among said Land Records in Plat Book 77, as plat No. 7640; thence with part of said 1 st line of said first mentioned conveyance, with the northerly line of Lots 18 and 17, as shown on said plat, and with a part of the northerly line of Lot 16, Block 24, as shown on a plat of subdivision entitled “Plat Two, Calverton”, recorded among the said Land Records in Plat Book 77 as Plat No. 7641 4. North 89 degrees 10’ 50” West, 108.23 feet to the southerly end of the aforesaid 4 th or South 0 degrees 49’ 10” West, 237.85 foot line of said mentioned conveyance; thence reversely with said line 5. North 0 degrees 49’ 10” East, 237.85 feet to the place of beginning containing 24,785 square feet or 0.5690 of an acre of land Saving and Excepting .662 ST. FT. conveyed to Montgomery County by Deed recorded in Liber 30153, Folio 47. Being also known as Lot numbered Fifty-one (51) in Block numbered Twenty-four (24) in the subdivision known as “CALVERTON” as per plat thereof recorded among the Land Records of Montgomery County, Maryland in Plat Book 163 at Plat 18381. The improvements thereon being commonly known as No. 3131 Fairland Road, Silver Spring, MD 20904. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 12/23, 12/30, 1/6 Ad#98384

US
00098291

TITLE: Software Developer EMPLOYER: CGI Technologies and Solutions Inc. DUTIES: CGI Technologies and Solutions Inc. has multiple openings for the position of Software Developer, and the job duties are as follows: - Research, design, develop, and/or modify enterprise-wide systems and/or applications software. - Plan system and development deployment as well as be responsible for meeting software compliance standards. - Evaluate interface between hardware and software, operational requirements, and characteristics of overall system. - Document testing and maintenance of system corrections. LOCATION: Fairfax, VA (and various unanticipated locations throughout the U.S.) REQUIREMENTS: Must have a bachelor’s degree in Computer Science, Engineering, Information Systems, Information Technology, or a related field, plus 5 years of progressive post-baccalaureate experience in software development. Must have 5 years of experience in each of the following: - Designing and building web-based enterprise application with Java; - Creating REST webservices and persisting objects in Relational Databases; - Utilizing Oracle, MySQL, PostgreSQL, or SQL Server; - Working on Front End frameworks, including HTML, CSS, NPM, or Angular; and - Utilizing Java Design Patterns, Hibernate, Maven, JUNIT5, GITHUB, Postman, or Java Mockito mock tools for testing. Must have 4 years of experience in each of the following: - Java development using Java, Spring boot framework, or ORM Hibernate framework; and - Creating and improving TDD coverage using JUnit, Cucumber, Karma, or Jasmine. Telecommuting permitted up to 75% from assigned location. Must be willing to relocate to various unanticipated work locations throughout the U.S. All offers of employment are contingent upon the successful completion of a background check, which may also include a drug screen depending on work assignment. TO APPLY: Email resume to recruiting@cgifederal.com . Please reference JOB CODE 322065.

US
00098661

BWW Law Group, LLC 6003 Executive Blvd., Suite 101 Rockville, MD 20852 (301) 961-6555 COURT APPOINTED TRUSTEE JUDICIAL SALE OF REAL PROPERTY 3115 G Street, SE Washington, DC 20019 In execution of the Superior Court for District of Columbia's Order/Decree in Case #2024-CAB-000240 the Trustees will offer for sale at public auction the real property located at 3115 G Street, SE, Washington, DC, 20019, designated as being Square 5484, Lot 0040, and as more fully described in the Deed of Trust dated October 20, 2009, which is recorded as Instrument #2009120305 in the Land Records of the District of Columbia. The sale will occur within the offices of Alex Cooper Aucts., Inc., 4910 Massachusetts Ave., NW #100, Washington, DC 20016, 202-364-0306 on WEDNESDAY, JANUARY 21, 2026 AT 12:25 PM The property, in fee simple, together with all improvements thereon, will be sold by Trustee’s deed, in “as is” condition, subject to conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty of any kind. The sale will be subject to ratification by the Court. TERMS OF SALE : A deposit of $55,000, in the form of a certified check, cashier's check, or money order, will be required of the purchaser at the time and place of sale. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Trustee, which shall be announced at sale. The sale is subject to ratification by the Court. The balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Trustees, to be paid in certified funds within 30 days of final ratification of the sale by the Court. There will be no abatement of interest for the purchaser in the event additional funds are tendered before settlement, or in the event settlement is delayed for any reason whatsoever. TIME IS OF THE ESSENCE FOR THE PURCHASER. If purchaser fails or refuses to settle within the aforesaid time frame, the deposit will be forfeited and the Trustees may apply the deposit toward costs, fees, and their compensation associated with the initial auction and the resale process, with any remaining amount credited to the underlying debt. Additionally, if the purchaser fails to timely settle, the Trustees may file a motion to resell the property, and the purchaser agrees to pay the Trustees’ reasonable attorney fees as ordered by the Court in connection with said motion. The purchaser also waives personal service of any paper and Show Cause Order in connection with a motion to resell, expressly agrees to accept service by certified mail and regular mail sent to the address provided by the purchaser on the documents executed at the time of the sale, and agrees that such service is complete upon mailing and that actual receipt of said mailings is not required. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. Real estate taxes are adjusted for the fiscal year in which the property is sold through the date of the sale, and thereafter assumed by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, whether incurred prior to or after the sale to be paid by the purchaser. All transfer taxes and recordation taxes shall be paid by purchaser. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated, or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Court Appointed Trustees will convey either marketable or insurable title. If they cannot deliver one or the other, or if ratification of the sale is denied by the Superior Court for any reason, the Purchaser's sole remedy, at law or equity, is return of the deposit without interest. BWW#: 347218-1 Howard N. Bierman, Carrie M. Ward, et. al., Court Appointed Trustees Dec 23, Dec 30, Jan 6, Jan 13 (Serial #524933) Ad#98661

US
00098559

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on December 15, 2006, a certain Deed of Trust was executed by Florence Wood as Grantor(s) in favor of Wells Fargo Bank as Beneficiary, and B George Ballman as Trustee(s), and was recorded on December 28, 2006, in Book 33544, Page 748 in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated May 13, 2019, and recorded on May 14, 2019, in Book 57555, Page 118, in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that the payment due on August 13, 2025, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore to the loan to currency; and WHEREAS, the entire amount delinquent as of October 30, 2025 is $486,616.30; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on January 7, 2026 at 11:15 am local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 18326 Brooke Road, Sandy Spring, MD 20860 Tax ID: 08-00722934 The sale will be held at the courthouse entrance for the Circuit Court for Montgomery County, Maryland. The Secretary of Housing and Urban Development will bid $486,616.30. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $49,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $49,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due), plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 30, 2025 Cohn, Goldberg & Deutsch, LLC Foreclosure Commissioner By: _/s/Richard E. Solomon__ Richard E. Solomon AIS#9112190178 Cohn, Goldberg & Deutsch, LLC 1099 Winterson Road, Suite 301 Linthicum Heights, MD 21090 (410) 296-2550 IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A ALL THAT PARECEL of land in Montgomery County, State of Maryland as, more fully described in Deed Book 9312, Page 391, ID# 0072293.BEING KNOWN AND DESIGNATED as 2.00 acres of land district 08, metes and bounds property described as: PARTS OF TRACTS of land called Charley Forest and ETC…, Onley District, Montgomery County, Maryland. Beginning for the same at a point on the Westerly side of Brooke Road. The beginning of the second line of 2.00acres of conveyed to William H. Budd and recorded among the Land Records of Montgomery County, Maryland in Liber J A 15 at folio 194, thence leaving said road and to include part of the lands as conveyed to Edwin G. Wilson and Recorded in Liber 3702, folio 59 Degrees, S 56 00’ West 530.05 feet thence North 32 degrees 15’ West 178.20 feet thence North 58 degrees 51’ East 525.90 feet to Brooke Road thence bounding thereon South 33 degrees 45’ East 152.00 feet to the place of the beginning containing two (2.00) acres of land. The improvements thereon being known as No. 18326 Brooke Road. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 12/23, 12/30, 1/6 CGD File No. 464332 Ad#98559

US
00098660

TRUSTEE'S SALE OF 11125 ROCK GARDEN DRIVE, FAIRFAX, VA 22030 In execution of a Deed of Trust in the original principal amount of $213,750.00, with an annual interest rate of 4.750000% dated October 29, 2018, recorded among the land records of the Circuit Court for the Fairfax as Deed Book 25574, Page 1915, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the Fairfax, on the courthouse steps at the front of the Circuit Court building for the County of Fairfax located at 4110 Chain Bridge Road, Fairfax, Virginia on February 24, 2026 at 10:00 AM, the property with improvements to wit: OXFORD ROW CONDOS PHASE 2 UNIT 11 0.13 CGE 9758-602 Tax Map No. 57 1 06 02 011 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 25-299851. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 8520 Cliff Cameron Dr., Suite 330, Charlotte, North Carolina 28269 (703) 449-5800. Run Dates: December 23rd, 2025 January 20th, 2026 January 27th, 2026 AD#98660

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00098386

Trustee's Sale 6938 Versaille Dr, Fredericksburg, VA 22407 (Parcel ID: 22T32-397) Default having been made in the terms of a certain Deed of Trust dated 12/31/2020, in the original principal amount of $414,315.00 and recorded in the Clerk's Office of the Circuit Court of the Spotsylvania county, Virginia on 01/05/2021, as Instrument No. 210000292, in Book ---, Page ---, the undersigned Substitute Trustees will sell at public auction on 01/28/2026 at 11:00 AM, Spotsylvania County Circuit Court, 9107 Judicial Center Lane, Spotsylvania, VA 22553, the property designated as: Lot Three Hundred Ninety-Seven (397) The Glen, Section 9J, SALEM FIELDS, as the same appears duly dedicated, platted and recorded as instrument number 2003000018236, among the land records of Spotsylvania County, Virginia. TERMS: CASH. A deposit of $41,431.50 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee' Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidde's expense. Sale is subject to the right of redemption of the IRS or any Title issue, if they exist. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: TrusteeQuote@altisource.com Run Dates: December 23rd, 2025 December 30th, 2025 AD#98386

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00098662

Rosenberg & Associates, LLC 4340 East West Highway, Suite 600 Bethesda, MD 20814 (301) 907-8000 COURT APPOINTED SUBSTITUTE TRUSTEES FORECLOSURE SALE OF REAL PROPERTY 1910 Irving Street, NE Washington, DC 20018 LOT 4 IN SQUARE 4207 IN BLOCK 62 IN A SUBDIVISION MADE BY E.F.G. HAZEL, TRUSTEE, OF PART OF LOT 42 IN "GRANBY", NOW CALLED "FORT SARATOGA ADDITION TO BROOKLAND", AS PER PLAT RECORDED IN LIBER COUNTY 16 AT FOLIO 121 AMONG THE RECORDS OF THE OFFICE OF THE SURVEYOR OF THE DISTRICT OF COLUMBIA. In execution of the Superior Court for District of Columbia's ("Court") Order/Decree in Case #2024-CAB-006970 U.S. BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLEY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST v. GEORGE R. SOLOMON, JR. the undersigned Substitute Trustees will offer for sale at public auction within the offices of Alex Cooper Aucts., Inc., 4910 Massachusetts Ave., NW #100, Washington, DC 20016, 202-364-0306 on WEDNESDAY, JANUARY 21, 2026 AT 12:15 PM THE ABOVE DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully described in a Deed of Trust dated May 15, 1998 recorded as Instrument No. 9800039088 among the D.C. Land Records. The property will be sold by Trustee’s Deed “as is” without any covenant, expressed or implied, in Fee Simple, subject to conditions, restrictions, easements, and all other recorded instruments superior to the Deed of Trust referenced above, and subject to ratification by the Court. TERMS OF SALE : A deposit of at least $10,000 or ten percent (10%) of the winning bid amount, whichever is lower, will be required at time of sale, in the form of certified check or cashier's check, or other form as Substitute Trustees may determine. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Substitute Trustees which shall be announced at sale. The Balance of the purchase price to be paid in cash or certified funds within 60 days of final ratification of the sale by the Court. TIME IS OF THE ESSENCE. If purchaser fails to settle within the aforesaid 60 days of the ratification, Trustees may file a motion to resell the property. Any motion to resell will be filed with the Superior Court and will be served by regular mail to the Purchaser at the address on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the motion is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Trustees and all expense of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate contained in the Deed of Trust Note from the date of the sale to the date the funds are received in the office of the Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or association dues all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Mortgage holder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Substitute Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. File #23-000580-DC-F-2 Diane S. Rosenberg, Mark D. Meyer, et al., Substitute Trustees Dec 23, Dec 30, Jan 6, Jan 13 (Serial #524937) Ad#98662

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00097979

Hofmeister, Robinson & DiPietro 11350 McCormick Road, Executive Plaza II, Suite 601 Hunt Valley, Maryland 21031 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE DWELLING 4711 Thornhurst Drive, Olney, MD 20832 Under and by virtue of the power of sale contained in a certain Deed of Trust from Rafael Nollie and Paulina G. Nollie, dated August 14, 2021, and recorded in Liber 63954, folio 168, among the Land Records of Montgomery County, Maryland, default having occurred under the terms thereof, and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Montgomery County, 50 Maryland Avenue, Rockville, MD 20850, Courthouse Door on Wednesday, January 7, 2026 AT 11:15 AM All that lot of ground and the improvements thereon SITUATED IN Montgomery County, Maryland and more fully described in the aforesaid Deed of Trust. The property is believed to be improved by a single-family colonial-style residential dwelling believed to contain four bedrooms, four full baths, a fire place, central air conditioning, a full basement, a covered front porch, and a two-car garage. The property address is 4711 Thornhurst Drive, Olney, MD 20832. Said property is in fee simple and is sold in an “as is condition” and subject to all covenants, conditions, liens, restrictions, easements, rights-of-way as may affect same, if any, and with no warranty of any kind. This property is being sold subject to the legal operation and effect of a prior Deed of Trust/judgment lien, the balance of which will be announced at the time of sale. Purchasers acknowledge the IRS has a right of redemption pursuant to a Federal Tax Lien. Purchasers agree that they are purchasing the property subject to the IRS’s right of redemption and that the existence of such right shall not delay settlement. Terms of Sale: A deposit of $50,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time of sale, such deposit to be in cash or certified check, or other form acceptable to the Substitute Trustees, in their sole discretion. Balance of the purchase price is to be paid in cash within ten (10) days of the final ratification of sale by the Circuit Court for Montgomery County. If payment of the balance does not take place within ten (10) days of ratification, the deposit may be forfeited or property may be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the deed of trust note from date of sale to date funds are received in the office of the Substitute Trustees in the event the property is purchased by someone rather than the note holder. In the event settlement is delayed for any reason , including, but not limited to, exceptions to the sale, bankruptcy filings by interested parties, or court administration of the foreclosure, there shall be no abatement of interest. Taxes, ground rent, water, condominium fees and/or homeowner association dues, all public charges, assessments payable on an annual basis, including sanitary and/or metropolitan district charges and front foot benefit charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees. NOTE: The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustees nor their agents or attorneys make any representations or warranties with respect to the accuracy of information. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustees. Ralph J. DiPietro and Scott R. Robinson, Substitute Trustees Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com Washington Times, 12/23, 12/30, 1/6 Ad#97979

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