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00104788

TRUSTEE'S SALE 1627 TRUSLOW RD FREDERICKSBURG, VA 22406 In execution of the Deed of Trust in the original principal amount of $194,750.00, dated June 17, 2013, and recorded as Instrument Number LR130014882 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on November 03, 2026 at 3:45 PM , the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, SITUATE, LYING AND BEING IN HARTWOOD MAGISTERIAL DISTRICT OF STAFFORD COUNTY, VIRGINIA, DESCRIBED AS CONTAINING 1,4016 ACRES, MORE OR LESS, ON PLAT MADE BY HENRY W. CROPP, JR., C.L.S., DATED MARCH 11, 1980, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA, IN PLAT BOOK 9, AT PAGE 256. PARCEL ID: 36 25D PROPERTY ADDRESS: 1627 TRUSLOW ROAD, FREDRICKSBURG, VA 22406-5009 The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose . SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 101 North Lynnhaven Road, Suite 104, Virginia Beach, Virginia 23452 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11350 McCormick Road, Executive Plaza I, Suite 302 Hunt Valley, Maryland 21031 (844) 442-2150 (470) 321- 7112 September 28th, 2026 October 5th, 2026 AD#104788

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00105149

MONTGOMERY COUNTY, MARYLAND DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS PUBLIC HEARING NOTICE – Community Development Needs Montgomery County’s Community Development Advisory Committee (CDAC) will conduct a Public Hearing on Community Development Needs. The CDAC recommends how Montgomery County’s federal Community Development Block Grant (CDBG) funds received from the U.S. Department of Housing and Urban Development (HUD) will be competitively awarded for public services grants. The hearing will be held on Tuesday, October 6, 2026, at 7:00 P.M. via teleconference using Microsoft Teams software. To join the hearing, use the Teams meeting information below. Meeting ID: 216 969 165 036 565 Passcode: i9rj9pQ6 For more information or to sign up to testify, email the Grants and Asset Management Section of DHCA at cdbg@montgomerycountymd.gov by 4:00 PM on October 5, 2026. Efforts will be made to accommodate disabled and non-English-speaking residents, and a sign language interpreter service can be provided upon request, with at least three days’ advance notice. The TTY (for the hearing impaired) is 711. A transcript of the public hearing will be available for public review and comment for thirty (30) days following the public hearing, through November 9, 2026. More information about the CDAC and CDBG Public Service Grant program can be found here: http://montgomerycountymd.gov/DHCA/community/grants/index.html September 11th, 2025 Ad#105149

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00105366

LTX Law Group / Wittstadt et als., Trustees 1966 Greenspring Drive, Suite LL2 Lutherville-Timonium, Maryland 21093 (410) 238-2840 SUBSTITUTE TRUSTEES' SALE OF RESIDENTIAL PROPERTY 9917 Lyndia Place, Upper Marlboro, MD 20772 Under a power of sale contained in a certain Deed of Trust from Linda Kay Downs, dated July 15, 2013 and recorded in Liber 35729, Folio 099 among the Land Records of Prince George’s County, Maryland, with an original principal balance of $118,000.00, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Circuit Court for Prince George’s County, in front of the Main Street entrance to the Duval Wing of the Prince George’s County Courthouse Complex, 14735 Main Street, Upper Marlboro, MD 20772, on Tuesday, October 13, 2026 AT 11:30 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Prince George’s County, MD and more fully described in the aforesaid Deed of Trust. The real property is known as 9917 Lyndia Place, Upper Marlboro, MD 20772, Tax ID #11-1164615. Tax Map 0127, Grid 00A1, Parcel 0000. Terms of Sale: The property will be sold “as is” and subject to conditions, restrictions, easements and agreements of record affecting same, if any and with no warranty of any kind. A deposit of $10,000.00 in the form of cashier’s check, certified check, or other form as the Substitute Trustees determine acceptable, is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Prince George’s County. At the Substitute Trustees’ discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the rate of 3.5% per annum from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Real estate taxes and all other public charges, or assessments, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction and assumed thereafter by the purchaser. Purchaser will take title subject to any private utility water and sewer covenants, and will be responsible for any fees assessed in transferring the account. All private utility water and sewer or front foot benefit charges will be adjusted to the date of sale and assumed thereafter by the Purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. NOTE: The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his agents or attorneys make any representations or warranties with respect to the accuracy of information. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustees. Mark H. Wittstadt, Gerard F. Miles, Jr., and Cole Luthy, Substitute Trustees Tidewater Auctions, LLC PO Box 9, Phoenix, MD 21131 410-825-2900 www.tidewaterauctions.com www.Auction.com Washington Times, 9/28, 10/5, 10/12 AD#105366

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00105599

LEGAL NOTICE Pursuant to Section 64.2-609 of the Code of Virginia, notice is hereby given that the undersigned intends to transfer on or about November 29, 2026 to the Executor of the Estate of Frances L Collins, late of San Antonio, Pasco County, FL, all cash and securities of said decedent in the possession of the undersigned. Northwest Federal Credit Union By: JFairfax Estate Account Representative Sept. 28, 2026 Oct. 5, 12, 19, 2026 AD#105599

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00104857

LEGAL NOTICE Pursuant to Section 64.2-609 of the Code of Virginia, notice is hereby given that the undersigned intends to transfer on or about October 25, 2026 to the Executor of the Estate of Charlotte H Hoffman, late of Los Angeles County, Reseda, CA, all cash and securities of said decedent in the possession of the undersigned. Northwest Federal Credit Union By: JFairfax Estate Account Representative August 28, 2026 Sept. 4, 11, 18, 2026 AD#104857

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00104791

TRUSTEE'S SALE 15336 GULL CT WOODBRIDGE, VA 22191 In execution of the Deed of Trust in the original principal amount of $341,047.00, dated March 29, 2013, and recorded as Instrument Number 201305010044548 in Prince William County land records, the appointed Substitute Trustee will offer for sale at public auction in front of the building housing the Prince William County Circuit Court, 9311 Lee Avenue, Manassas, Virginia 20110 on November 03, 2026 at 12:30PM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN PRINCE WILLIAM COUNTY, COMMONWEALTH OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT 23, SECTION ONE (1), DAWSON LANDING, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 2203, AT PAGE 249, AMONG THE LAND RECORDS OF PRINCE WILLIAM COUNTY, VIRGINIA. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose . SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 101 North Lynnhaven Road, Suite 104, Virginia Beach, Virginia 23452 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11350 McCormick Road, Executive Plaza I, Suite 302 Hunt Valley, Maryland 21031 (844) 442-2150 (470) 321- 7112 September 28th, 2026 October 5th, 2026 AD#104791

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00104873

ORDER OF PUBLICATION Commonwealth of Virginia VA. CODE §§ 1-211.1; 8.01-316, -317, 20-104 FAIRFAX COUNTY CIRCUIT COURT 4110 Chain Bridge Rd, Fairfax, VA 22030 Case No.: CL-2022-04962 Kara Payne Plaintiff v. Timothy Region Jr. Defendant The object of this suit is to: Motion to amend custody. It is ORDERED that Timothy Region Jr. appear at the above-named court and protect his or her interests on or before September 25, 2026. DATE: August 20, 2026 Kaleigh Lawson DEPUTY CLERK August 28, 2026 Sept. 4, 11, 18, 2026 AD#104873

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00105205

MARYLAND HEALTH CARE COMMISSION Add'l Info: On September 10, 2026, the Maryland Health Care Commission (MHCC) received a Certificate of Need application submitted by: Medstar Southern Maryland Hospital Center, Inc.-26-16-2499 Proposal: MedStar Southern Maryland Hospital Center, Inc. (MSMHC) proposes to construct an advanced critical care tower on its hospital campus. MHCC shall review the applications under Maryland Health-General Code Annotated, Section 19-101 et. seq. and COMAR 10.24.01. Any affected person may make a written request to the Commission to receive copies of relevant notices concerning the application. All further notices of proceedings on the application will be sent only to affected persons who have registered as interested parties. Please refer to the Matter No. listed above in any correspondence on the application. A copy of the application is available, for review, in the office of the MHCC, during regular business hours by appointment, or on the Commission’s website at www.mhcc.maryland.gov. All correspondence should be addressed to: Wynee Hawk, Director Center for Health Facilities Planning MHCC 4160 Patterson Avenue Baltimore, Maryland 21215 September 14th, 2026 Ad#105205

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00105473

TRUSTEE SALE 12822 Frontier Ln, Woodbridge, VA 22192 Prince William County In execution of a Deed of Trust in the original principal amount of $143,900.00, dated January 16, 2009 recorded in the Clerk's Office of the Circuit Court of the Prince William County, Virginia, in Document No. 200901200004469, at the request of the holder of the Note, the undersigned Substitute Trustee and will offer for sale at public auction at the entrance to the Circuit Court of Prince William County, 9311 Lee Avenue, Manassas, on November 3, 2026 at 1:00 PM the property described in said deed, located at the above address and briefly described as: Lot 6, Section 17, Old Bridge Estates, with any improvements thereon Subject to any and all covenants, conditions, restrictions, easements, and all other matters of record taking priority over the Deed of Trust, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00 or 10% of the sales price, whichever is lower, cash or certified check will be required at the time of sale, but no more than $9,000.00 of cash will be accepted, with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale which affects the validity of the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose . SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (96976) 448 Viking Drive Suite 350 Virginia Beach, VA 23452 757-457-1460 - Call Between 9:00 a.m. and 5:00 p.m. or visit our website at www.siwpc.net September 29, 2026 October 6, 2026 AD#105473

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00104794

TRUSTEE'S SALE 1009 MANNING DR FREDERICKSBURG, VA 22405 In execution of the Deed of Trust in the original principal amount of $204,450.00, dated July 10, 2007, and recorded as Instrument Number LR070016915 in Stafford County land records, the appointed Substitute Trustee will offer for sale at public auction on the courthouse steps of the Circuit Court building for the County of Stafford located at 1300 Courthouse Road, Stafford, Virginia 22555-0069 on October 21, 2026 at 4:15 PM, the property described in said deed of trust, located at the above address and more particularly described as follows: PARCEL1: THAT CERTAIN PARCEL OF LAND IN LEELAND DISTRICT, STAFFORD COUNTY, VIRGINIA, SHOWN ON PLAT OF J.C. RUSSELL, CERTIFIED SURVEYOR, DATED DECEMBER 8, 1949 AND RECORDED IN DEED BOOK 70, PAGE 161 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF THE LAND OWNED OR FORMERLY BY JOSEPH B. BOUTCHYARD; THENCE S 22° 20' E 245 FEET TO A POINT; THENCE N 87° 50' E TO A POINT ON THE WEST SIDE OF OLD CHICHESTER ROAD (NOW MANNING DRIVE); THENCE IN A NORTHERLY DIRECTION ALONG THE WEST SIDE OF SAID ROAD TO THE SOUTHEAST CORNER OF THE LOT DESIGNATED AS ''RESERVED'' LOT TO THE SOUTHWESTERLY CORNER OF SAID LOT; THENCE WITH THE WESTERLY BOUNDARY OF SAID LOT TO THE NORTHWESTERLY CORNER OF SAID LOT; THENCE S 87° 50' W 203.3 FEET WITH THE SOUTHERN BOUNDARY OF THE LAND OWNED OR FORMERLY BY JOSEPH B. BOUTCHYARD TO THE POINT OF BEGINNING. PARCEL2: THAT CERTAIN PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON IN LEELAND DISTRICT, STAFFORD COUNTY, VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF PROPERTY OWNED OR FORMERLY OWNED BY PEARLE G. ELLIOT (PARCEL 1 DESCRIBED ABOVE); THENCE S 87° 50' W APPROXIMATELY 20 FEET TO A POINT IN THE LINE OF THE LAND OWNED OR FORMERLY OWNED BY JAMES WHEELER; THENCE WITH SAID BOUNDARY N 22°20' W TO A POINT, A CORNER; THENCE S 79° 25' W 438.2 FEET TO A POINT; THENCE N 37° E 72' TO A POINT; THENCE N 27° E 80' TO A POINT; THENCE N 47° 35' E 152 FEET TO A POINT; THENCE N 34° E 18 FEET TO A POINT; THENCE N 87° 50' E 226.1 FEET TO A POINT; THENCE S 2° 10' E 123 FEET TO A POINT; THENCE 245 FEET TO THE POINT OF BEGINNING, CONTAINING 2.5 ACRES, MORE OR LESS, SHOWN ON SKETCH RECORDED IN DEED BOOK 209, PAGE 461 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA. LESS AND EXCEPT THOSE PORTIONS OF PARCELS 1 AND 2 ABOVE INCLUDED IN PARCEL 3 DESCRIBED BELOW: PARCEL 3: THAT CERTAIN PARCEL OF LAND IN LEELAND DISTRICT, STAFFORD COUNTY, VIRGINIA, BOUNDED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF THE PROPERTY OWNED, OR FORMERLY OWNED, BY JOSEPH B. BOUTCHYARD AS SHOWN ON PLAT OF J.C. RUSSELL, CS DATED DECEMBER 8, 1949,OF RECORD IN DEED BOOK 70, PAGE 161 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA, THENCE WITH THE BOUTCHYARD TRACT N 87° 50' E 203.3 FEET TO A POINT, SAID POINT BEING THE NORTHWESTERLY CORNER OF A PARCEL MARKED ''RESERVE'' ON SAID JOHN C. RUSSELL PLAT; THENCE WITH SAID ''RESERVE'' LOT S 0° 30' W 116.0 FEET TO A POINT, BEING THE SOUTHWESTERLY CORNER OF SAID ''RESERVE'' PARCEL; THENCE ALONG A CONTINUATION OF THE SOUTHERLY LINE OF SAID ''RESERVE'' PARCEL S 87° 50' W 205 FEET, MORE OR LESS, TO A POINT IN THE LINE OF THE LAND OWNED, OR FORMERLY OWNED, BY WHEELER AS SHOWN ON SAID PLAT OF JOHN C. RUSSELL; THENCE WITH WHEELER N. 22° 20' W 85 FEET, MORE OR LESS, TO A POINT, SAID POINT BEING THE NORTHEASTERLY CORNER OF THE WHEELER PROPERTY AS SHOWN ON SAID PLAT; THENCE IN A NORTHERLY DIRECTION APPROXIMATELY 50 FEET TO THE POINT OF BEGINNING, CONTAINING 0.54 ACRE, MORE OR LESS. DEED RECORDED AT LR040039960 PARCEL 3: THAT CERTAIN PARCEL OF LAND IN LEELAND DISTRICT, STAFFORD COUNTY, VIRGINIA, BOUNDED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF THE PROPERTY OWNED, OR FORMERLY OWNED BY JOSEPH B. BOUTCHYARD AS SHOWN ON PLAT OF J.C. RUSSELL, CS, DATED DECEMBER 8, 1949, OF RECORD IN DEED BOOK 70, PAGE 161 IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF STAFFORD COUNTY, VIRGINIA; THENCE WITH THE BOUTCHYARD TRACT N 87° 50' E 203.3 FEET TO A POINT, SAID POINT BEING THE NORTHWESTERLY CORNER OF A PARCEL MARKED ''RESERVE'' ON SAID JOHN C. RUSSELL PLAT; THENCE WITH SAID ''RESERVE'' LOT S 0° 30' W 116.0 FEET TO A POINT, BEING THE SOUTHWESTERLY CORNER OF SAID ''RESERVE'' PARCEL; THENCE ALONG ACONTINUATION OF THE SOUTHERLY LINE OF SAID '' RESERVE'' PARCEL S 87° 50' W,TO A POINT IN THE LINE OF THE LAND OWNED, OR FORMERLY OWNED, BY WHEELER AS SHOWN ON SAID PLAT OF JOHN C. RUSSELL; THENCE WITH WHEELER N 22° 20' W 85 FEET, MORE OR LESS, TO A POINT, SAIDPOINT BEING THE NORTHEASTERLY CORNER OF THE WHEELER PROPERTY AS SHOWN ON SAID PLAT; THENCE IN A NORTHERLY DIRECTION APPROXIMATELY 50 FEET TO THE POINT OF BEGINNING, CONTAINING 0.54 ACRE, MORE OR LESS. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 101 North Lynnhaven Road, Suite 104, Virginia Beach, Virginia 23452 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11350 McCormick Road, Executive Plaza I, Suite 302 Hunt Valley, Maryland 21031 (844) 442-2150 (470) 321- 7112 September 14th, 2026 September 21st, 2026 AD#104794

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