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00097941

TRUSTEE'S SALE OF 3013 NORTH DICKERSON STREET, ARLINGTON, VA 22207 In execution of a Deed of Trust in the original principal amount of $650,000.00, with an annual interest rate of 6.000% dated March 6, 2003, recorded among the land records of the Circuit Court for the County of Arlington as Deed Book 3473, Page 1005, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the County of Arlington, at the front of the Circuit Court building for the County of Arlington located at 1425 N. Courthouse Road, Arlington, Virginia on January 20, 2026 at 11:15 AM , the property with improvements to wit: LOT 6 ROCK SPRING COURT 10,373 SQ FT Tax Map No. 02-085-077 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 25-300078. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 8520 Cliff Cameron Dr., Suite 330, Charlotte, North Carolina 28269 (703) 449-5800. Run Dates: November 25th, 2025 December 16th, 2025 December 23rd, 2025 AD#97941

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00097333

TRUSTEE'S SALE 49 Stafford Indians Ln Fredericksburg, VA 22405 In execution of the Deed of Trust dated August 11, 2022 and recorded on August 12, 2022 in Instrument # 220016660 of Stafford County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Stafford County Circuit Courthouse, main entrance of the Judicial Center, 1300 Courthouse Road, Stafford, Virginia on December 17, 2025 at 10:00 AM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: All that certain lot or parcel of land together with all improvements thereon and appurtenances thereto belonging lying and being in Hartwood District, Stafford County, Virginia, and lying at a point just off State Route 627 about 3/4 mile from U.S. Route #1, described as Lot F, containing 1.72 acres according to a plat made by Robert L. Downing, C.L.S., dated April 2, 1966, and more particularly described as follows: Beginning at a rod 737.47 feet west of the south eastern edge of Ridge Drive at its intersection with State Route 627; thence S 11° 00' E 300.00 feet to a rod corner with Lot G in the boundary line of Leary Development Corporation; thence along said boundary line S 79° 00' W 250.00 feet to a rod in said boundary line and corner with Lot E; thence N 11° 00' 300.00 feet to a rod corner with Lot E in the South eastern edge of Ridge Road; thence N 79° 00' E. 250.00 feet along Ridge Road to the point of beginning. Tax No.: 45-286 Property address: 49 Stafford Indians Ln, Fredericksburg, VA 22405 The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any. Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records. TERMS OF SALE: A non-refundable bidder's deposit of $45,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (23-31147) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757) 213-2959 November 10th, 2025 November 17th, 2025 AD#97333

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00097546

LTX Law Group / Wittstadt et als., Trustees 1966 Greenspring Drive, Suite LL2 Lutherville-Timonium, Maryland 21093 (410) 238-2840 SUBSTITUTE TRUSTEES' SALE OF RESIDENTIAL PROPERTY 19317 Elderberry Ter, Germantown, MD 20876 Under a power of sale contained in a certain Purchase Money Deed of Trust from Amelia Baechtel and Mary Catherine Baechtel, dated October 30, 2018 and recorded in Liber 56856, Folio 412 among the Land Records of Montgomery County, Maryland, with an original principal balance of $113,250.00, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Circuit Court for Montgomery County, 50 Maryland Avenue, Rockville, MD 20850, Courthouse Door, on Wednesday, December 10, 2025 AT 1:00 PM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Montgomery County, MD and more fully described in the aforesaid Purchase Money Deed of Trust. The real property is known as 19317 Elderberry Ter, Germantown, MD 20876, Tax ID #09-02068170. Tax Map EU61, Grid 0000, Parcel 0000. Terms of Sale: The property will be sold “as is” and subject to conditions, restrictions, easements and agreements of record affecting same, if any and with no warranty of any kind. A deposit of $10,000.00 in the form of cash, cashier’s check, certified check, or other form as the Substitute Trustees determine acceptable, is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Montgomery County. At the Substitute Trustees’ discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the rate of 5.25% per annum from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Real estate taxes and all other public charges, or assessments, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction and assumed thereafter by the purchaser. Purchaser will take title subject to any private utility water and sewer covenants, charges or front foot benefit payments associated therewith for the remaining duration of the same. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. NOTE: The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his agents or attorneys make any representations or warranties with respect to the accuracy of information. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustees. * Potential Bidders: Please note that this auction sale will be conducted by Auction.com. For sale information and particulars, please visit www.Auction.com or call (800) 280-2832 . * Mark H. Wittstadt, Gerard F. Miles, Jr., and Cole Luthy, Substitute Trustees Tidewater Auctions, LLC PO Box 9, Phoenix, MD 21131 410-825-2900 www.tidewaterauctions.com www.auction.com Washington Times, 11/25, 12/2, 12/9 AD#97546

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00097583

TRUSTEE'S SALE 455 Old Town Court Alexandria, VA 22314 In execution of the Deed of Trust dated October 24, 2022 and recorded on November 18, 2022 in Instrument # 220015210 of the City of Alexandria land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Alexandria City Court House (520 King Street), at Alexandria, Virginia on December 31, 2025 at 11:00 AM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: ALL OF THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, SITUATED IN THE CITY OF ALEXANDRIA, COMMONWEALTH OF VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT FOURTEEN (14), OLD TOWN STATION AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 944 AT PAGE 441 AND RE-RECORDED IN DEED BOOK 985 AT PAGE 349, AMONG THE LAND RECORDS OF THE CITY OF ALEXANDRIA. AND TOGETHER, WITH ALL IMPROVEMENTS AND APPURTENANCES THEREUNTO BELONGING, AND SUBJECT TO EASEMENTS, RESTRICTIVE COVENANTS, RESTRICTIONS AND RIGHTS OF WAY OF RECORD. THIS BEING THE SAME PROPERTY CONVEYED TO JEREMY SKOG, UNMARRIED, BY DEED FROM DAVID W. MEYER, UNMARRIED, DATED 04/12/2013 AND RECORDED ON 04/15/2013 IN INSTRUMENT NO 130008778, IN THE ALEXANDRIA CITY COUNTY RECORDERS OFFICE. Tax No.: 074.03-06-14 Property address: 455 Old Town Court, Alexandria, VA 22314 The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any. Pursuant to Code of Virginia § 55.1-321(A2), if the property is being sold subject to another priority security instrument(s), purchaser must certify that purchaser shall pay off any priority security instrument(s) no later than 90 days from the date the trustee’s deed conveying the property being sold is recorded in the land records. TERMS OF SALE: A non-refundable bidder's deposit of $12,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (24-04394) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757) 213-2959 November 10th, 2025 November 17th, 2025 November 24th, 2025 December 1st, 2025 AD#97583

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00097278

Trustee's Sale 2441 Old Silo Court, Herndon, VA 20171 (Parcel Id: 0163 06 0180) Default having been made in the terms of a certain Deed of Trust dated 06/24/2005, in the original principal amount of $322,760.00 and recorded in the Clerk's Office of the Circuit Court of the Fairfax county, Virginia on 06/30/2005, as Instrument No. ---, in Book 17456, Page 1106, the undersigned Substitute Trustees will sell at public auction on 12/30/2025 at 12:45 PM, in front of the Fairfax County Circuit Court, 4110 Chain Bridge Road, Fairfax, VA, 22030, the property designated as: LOT 180, MCNAIR FARMS, LAND BAY 2, SECTION 1, AS THE SAME APPEARS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 9452 AT PAGE 390, AMONG THE LAND RECORDS OF FAIRFAX COUNTY, VIRGINIA. TERMS: CASH. A deposit of $32,276.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidder's expense. Sale is subject to the right of redemption of the IRS or any Title issue, if they exist. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: TrusteeQuote@altisource.com Run Dates: November 25th, 2025 December 2nd, 2025 AD#97278

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00097471

LEGAL NOTICE Pursuant to Section 64.2-609 of the Code of Virginia, notice is hereby given that the undersigned intends to transfer on or about December 22, 2025 to the Executor of the Estate of Philip J Brennan, late of The Villages Sumter County, FL, all cash and securities of said decedent in the possession of the undersigned. Northwest Federal Credit Union By: JFairfax Estate Account Representative October 24, 31, 2025 November 7, 14, 2025 AD#97471

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00097681

TRUSTEE SALE 44589 York Crest Ter, Unit 205, Ashburn, VA 20147 Loudoun County In execution of a Deed of Trust in the original principal amount of $305,219.00, dated February 17, 2021 recorded in the Clerk's Office of the Circuit Court of the Loudoun County, Virginia, in Document No. 20210219-0020044, at the request of the holder of the Note, the undersigned Trustee and will offer for sale at public auction at the entrance to the Circuit Court for Loudoun County, 18 E. Market Street, Leesburg, on December 15, 2025 at 9:30 AM the property described in said deed, located at the above address and briefly described as: Unit 205, Building 6, Phase 6, Regency at Ashburn Greenbrier Condominium, with an undivided interest in the common elements Subject to any and all covenants, conditions, restrictions, easements, and all other matters of record taking priority over the Deed of Trust, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00 or 10% of the sales price, whichever is lower, cash or certified check will be required at the time of sale, but no more than $9,000.00 of cash will be accepted, with settlement within fifteen (15) days from the date of sale . Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale which affects the validity of the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (94171) 448 Viking Drive, Suite 350 Virginia Beach, Virginia 23452 757-457-1460 - Call Between 9:00 a.m. and 5:00 p.m. or visit our website at www.siwpc.net November 10th, 2025 November 17th, 2025 AD#97681

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00097576

Trustee's Sale 511 North Columbus Street, Alexandria, Virginia 22314 (Parcel ID: 11696000) Default having been made in the terms of a certain Deed of Trust dated October 27, 2017, in the original principal amount of $403,400.00 and recorded in the Clerk's Office of the Circuit Court of the City of Alexandria, Virginia in Instrument No. 170016157, the undersigned Substitute Trustees will sell at public auction on December 30, 2025, at 10:00 AM in front of the building housing the City of Alexandria Circuit Court , 520 King Street, Alexandria, VA 22314, the property designated as beginning at a point on the E side of Columbus Street 85.44 ft North of Oronoco Street at the center of party wall between premises 509 and 511 North Columbus Street, and running thence N on Columbus Street 11.76 ft, more or less, to the center of party wall between premises 511 and 513 North Columbus Street, thence Eastwardly with the center line of said wall and in extension thereof 93.92 ft, more or less, to an alley; thence S on said alley 11.00 ft, more or less, thence Westwardly (part of the distance through center of party wall first mentioned) 93.93 ft, more or less, to the point of beginning on Columbus Street. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $40,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 calendar days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com , outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector, Glasser and Glasser, P.L.C. on behalf of Atlantic Trustee Services, L.L.C., and/or REO Solutions, LLC. and/or NFPDS-VA LLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 240572-01, Tel: (757) 321-6465, between 10:00 a.m. & 12:00 noon only. Run Dates: November 25th , 2025 December 2nd, 2025 AD#97576

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00097694

TRUSTEE’S SALE OF 26063 GLASGOW DRIVE, SOUTH RIDING, VA 20152. In execution of a certain Deed of Trust dated December 3, 2021, in the original principal amount of $879,999.00 recorded in the Clerk’s Office, Circuit Court for Loudoun County, Virginia as Instrument No. 20211207-0120705. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Loudoun County, 18 E. Market Street, Leesburg, Virginia, on January 14, 2026, at 2:00 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: THE FOLLOWING-DESCRIBED LOT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE COUNTY OF LOUDOUN, COMMONWEALTH OF VIRGINIA: LOT 32, SECTION 13, SOUTH RIDING, AS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 1456 AT PAGE 757, AMONG THE LAND RECORDS OF LOUDOUN COUNTY, VIRGINIA. DISCLOSURE: LOTS WITHIN SECTION 13, SOUTH RIDING, ARE LOCATED NEAR WASHINGTON DULLES INTERNATIONAL AIRPORT AND WILL BE IMPACTED BY AIRCRAFT OVERFLIGHTS AND TO NOISE DUE TO AIRCRAFT. THIS LOT IS IN THE A-L DISTRICT DESIGNATED AS SECTION 4-1402(B)(3), LOUDOUN COUNTY ZONING ORDINANCE. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com . VA-377220-1. November 11th, 2025 November 18th, 2025 December 16th, 2025 AD#97694

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00097949

COHN, GOLDBERG & DEUTSCH, LLC 1099 WINTERSON ROAD, SUITE 301 LINTHICUM HEIGHTS, MARYLAND 21090 www.cgd-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 19408 OLIVE TREE WAY GAITHERSBURG, MD 20879 By authority contained in a Deed of Trust dated March 17, 2017 and recorded in Liber 54065, Folio 276, among the Land Records of Montgomery County, Maryland, with an original principal balance of $647,282.00, and an interest rate of 4.450%, default having occurred thereunder, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Montgomery County (Maryland Avenue entrance), 50 Maryland Avenue, Rockville, MD 20850, on December 10, 2025 AT 11:15 AM ALL THAT FEE SIMPLE property more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” subject to any conditions, restrictions, easements and agreements of record affecting same with no warranty of any kind. A deposit of $55,000.00 by certified funds only (no cash accepted) required at time of auction. Balance of the purchase price to be paid within 10 days of ratification of sale by the Court, with interest at the note rate from date of sale to settlement. If settlement is delayed for ANY reason, there shall be no abatement of interest or taxes. Real estate taxes and all other public charges, or assessments, including water and sewer facilities charges, ground rent, condo/HOA assessments, private utility, or front foot benefit payments, not otherwise divested by ratification of the sale, to be adjusted as of date of auction. Transfer and recordation taxes, and all other costs incident to settlement, shall be borne by purchaser. Purchaser shall be responsible for obtaining physical possession of the property. TIME IS OF THE ESSENCE. If purchaser fails to go to settlement within ten days of ratification, or otherwise fails to comply with the terms of sale, the Trustee may declare the entire deposit forfeited and resell the property at the risk and expense of defaulting purchaser, who agrees to pay reasonable attorneys' fees and costs if a motion to resell the property has been filed, purchaser waives personal service of any paper filed in connection with such motion, and agrees to accept service of any such paper by regular mail to the address provided at time of sale. If the Trustee cannot convey insurable title, or the loan servicer determines that the sale should not have occurred, the sale shall be null and void, and purchaser's sole remedy shall be the return of deposit without interest. Richard E. Solomon, et al., Sub. Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 11/25, 12/2, 12/9 CGD File #:463855 Ad#97949

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