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Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 200 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 11510 Idlewood Road Silver Spring, MD 20906 Under a power of sale contained in a certain Deed of Trust from Darwin Kasey Barrios and Alex Delgado, dated December 5, 2019, and recorded in Liber 58729, Folio 34 among the Land Records of Montgomery County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Montgomery County, Judicial Center, Maryland Avenue Entrance, 50 Maryland Avenue, Rockville, MD on October 29, 2025 at 11:15 AM ALL THAT FEE SIMPLE LOT OF GROUND KNOWN AS Lot 9, Block 13, Viers Mill Village, situated in Montgomery County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 13-01173976. The property will be sold in an “as is” condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $35,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Montgomery County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser’s sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #301599) Jeffrey Nadel and Scott Nadel, Substitute Trustees Tidewater Auctions, LLC P.O. Box 9, Phoenix, MD 21131 410-825-2900 Washington Times, 10/14, 10/21, 10/28 AD#97140

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on August 20, 2014, a certain Deed of Trust/Mortgage was executed by Jerome T. Rosenbaum as mortgagor/borrower in favor of Net Equity Financial, Inc. as beneficiary and Alleck Resnick as trustee, and was recorded on October 29, 2014, in Book 49355, Page 270 in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, t he Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated November 9, 2023, and recorded on November 20, 2023, in Book 67555, Page 466, in the office of the Land Records for Montgomery County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on August 12, 2024, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of September 19, 2025 is $398,937.54; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Wednesday, October 29, 2025 at 11:15 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as : 1502 Rockwood Drive, Rockville, MD 20851 Tax ID 04-00195498 The sale will be held at the Courthouse door for the Circuit Court for Montgomery County (Maryland Avenue entrance), 50 Maryland Avenue, Rockville, MD 20850. The Secretary of Housing and Urban Development will bid $401,691.54 There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $41,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $41,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: September 19, 2025 Breza & Associates, LLC Foreclosure Commissioner By: /s/Andrew M. Winick Andrew M. Winick (AIS/CPF #9706250509) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A Being known and designated as Lot numbered Fourteen (14) in Block numbered Eleven (11) in the subdivision known as “Warren’s Addition to Rockcrest”, as per plat thereof recorded in Plat Book 38, Plat 2634 among the Land Records of Montgomery County, Maryland. The improvements thereon being known as No. 1502 Rockwood Drive. Tax Account No. 04-00195498 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 10/14, 10/21, 10/28 AD#96606

Trustee's Sale 14748 KEAVY RIDGE CT HAYMARKET, VA 20169 (Parcel ID: 7398-10-6995) Default having been made in the terms of a certain Deed of Trust dated 08/28/2020, in the maximum principal amount of $817,500.00 and recorded in the Clerk's Office of the Circuit Court of the Prince William County, Virginia on 11/20/2008, as Instrument No. 202009080079796, the undersigned Substitute Trustees will sell at public auction on 1/9/2026 at 1:00 PM, at Front Steps 9311 Lee Avenue Circuit Court For Prince Williams County Manassas, VA 20110 , the property designated as THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COMMONWEALTH OF VIRGINIA AND IS DESCRIBED AS FOLLOWS: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF PRINCE WILLIAM, COMMONWEALTH OF VIRGINIA AND IS DESCRIBED AS FOLLOWS: LOT 3, SUBDIVISION OF THE PROPERTY OF PIEDMONT MEWS, LLC, PER DEED OF DEDICATION, SUBDIVISION AND CONSOLIDATION RECORDED AS INSTRUMENT NO. 200403020036971, AND CORRESPONDING PLAT RECORDED AS INSTRUMENT NO. 200403020036972, AS CORRECTED BY DEED OF CORRECTION RECORDED AS INSTRUMENT NO. 200405280090710, AND CORRESPONDING PLAT OF CORRECTION RECORDED AS INSTRUMENT NO. 200405280090711, AND AS FURTHER CORRECTED BY DEED OF CORRECTION RECORDED AS INSTRUMENT NO. 200503100037551, AND CORRESPONDING PLAT OF CORRECTION RECORDED AS INSTRUMENT NO. 200503100037552, AMONG THE LAND RECORDS OF PRINCE WILLIAM, VIRGINIA. TERMS: CASH. A deposit of Ten percent (10%) of the sale price or Ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidder's expense. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: ReverseQueries@altisource.com Run Dates: September 29th, 2025 December 17th, 2025 December 24th, 2025 AD#96753

There is now pending before the District of Columbia Superior Court an action, case number 2025-CAB-000094 seeking to affect title to the property now or formerly owned by Cargail T. Downer located at 171 35th Street, NE, Washington, DC 20019. A copy of the action is available in the Clerk's office of the Court. A written answer, including any claims or defenses must be filed with the District of Columbia Superior Court Civil Branch, 500 Indiana Avenue, NW, Washington, D.C. 20001, on or before 11th day of December, 2025. Run Dates: September 29th, 2025 October 6th, 2025 October 13th, 2025 A D#96826

Gallagher Elden Law & Advisors 1906 Towne Center Blvd. Ste. 275 Annapolis, Maryland 21401 (443) 786-0901 SUBSTITUTE TRUSTEE’S SALE OF VALUABLE FEE SIMPLE RESIDENTIAL DWELLING 1204 Farmington Avenue, Accokeek, MD 20607 Under and by virtue of the power of sale contained in a certain Deed of Trust (“Deed of Trust”) from Emma W. Porter and Charles B. Porter (“Borrowers”) to GreenPoint Mortgage Funding, Inc. (“Lender”), dated June 21, 2007, and recorded among the Land Records of Prince George’s County, Maryland (“Land Records”) in Liber 28301, Folio 139, and further secured by a Corporate Assignment of Deed of Trust (“Assignment”) from Mortgage Electronic Registration Systems, Inc. as Nominee for GreenPoint Mortgage Funding, Inc., its Successors and Assigns (“Assignor”) to MSF REO I, LLC (”Assignee”), dated March 23, 2012, and recorded among the Land Records of Prince George’s County, Maryland (“Land Records”) in Liber 33560, Folio 229, and further secured by an Assignment of Deed of Trust (“Assignment”) from MSF REO I, LLC (“Assignor”) to Stonecrest Income and Opportunity Fund-I, LLC (“Assignee”) dated April 24, 2014, and recorded among the Land Records of Prince George’s County, Maryland (“Land Records”) in Liber 35954, Folio 511, and further secured by an Assignment of Deed of Trust (“Assignment”) from Stonecrest Income and Opportunity Fund-I, LLC (“Assignor”) to Private Capital Fund, LLC (“Assignee”) dated December 4, 2015, and recorded among the Land Records of Prince George’s County, Maryland (“Land Records”) in Liber 37841, Folio 235, and further secured by an Assignment of Deed of Trust (“Assignment”) from Private Capital Fund, LLC (“Assignor”) to Sunnyhill Ventures 2020, LLC (“Assignee”) dated December 21, 2020, and recorded among the Land Records of Prince George’s County, Maryland (“Land Records”) in Liber 44933, Folio 215, and default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction in front of the entrance to the Duval Wing of the Prince George`s County Courthouse Complex, 14735 Main Street, Upper Marlboro, Maryland, 20772 on: Tuesday, October 14th , 2025 at 11:30AM All that lot of ground and the improvements thereon SITUATED IN Prince George’s County, Maryland and more fully described in the aforesaid Deed of Trust. The property is believed to be improved by a residential dwelling. The property address is 1204 Farmington Avenue, Accokeek, MD 20607. Said property is in fee simple and is sold in an “as is condition” and subject to all covenants, conditions, liens, restrictions, easements, rights-of-way as may affect same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $53,500.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time of sale, such deposit to be in cash or certified check, or other form acceptable to the Substitute Trustee, in his sole discretion. Balance of the purchase price is to be paid in cash within ten (10) days of the final ratification of sale by the Circuit Court for Prince George’s County. If payment of the balance does not take place within ten (10) days of ratification, the deposit may be forfeited and property may be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the deed of trust note from date of sale to date funds are received in the office of the Substitute Trustee in the event the property is purchased by someone rather than the note holder. In the event settlement is delayed for any reason, including, but not limited to, exceptions to the sale, bankruptcy filings by interested parties, or court administration of the foreclosure, there shall be no abatement of interest. Taxes, ground rent, water, condominium fees and/or homeowner association dues, all public charges, assessments payable on an annual basis, including sanitary and/or metropolitan district charges and front foot benefit charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustee. NOTE: The information contained herein was obtained from sources deemed to be reliable but is offered for informational purposes only. Neither the auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his agents or attorneys make any representations or warranties with respect to the accuracy of information. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORECLOSURE AUCTION. For additional information, please contact the Substitute Trustee. Brian T. Gallagher, Substitute Trustee Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com Washington Times, 9/29, 10/6, 10/13 AD#96320