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NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on July 2, 2008, a certain Deed of Trust/Mortgage was executed by John L. Heeter, Sr. and Pearl L. Heeter as mortgagors/borrowers in favor of Savings First Mortgage, LLC as beneficiary and Millard S. Rubenstein as trustee, and was recorded on July 23, 2008, in Book 29875, Page 311 in the Office of the Land Records for Prince George's County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated March 15, 2017, and recorded on April 25, 2017, in Book 39474, Page 489, in the office of the Land Records for Prince George's County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on December 5, 2019, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of January 7, 2025 is $487,743.85; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Tuesday, February 11, 2025 at 11:30 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 5303 Salima Street, Clinton, MD 20735 Tax ID 09-0888768 (09-9470-0888768) The sale will be held in front of the Main Street entrance to the Duval Wing of the Prince George`s County Courthouse Complex, 14735 Main Street, Upper Marlboro, Maryland 20772. The Secretary of Housing and Urban Development will bid $490,895.60 There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $50,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $50,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: January 7, 2025 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Angela Nasuta Angela Nasuta(AIS/CPF #1312180282) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A All that tract or parcel of land, situate, lying and being in Prince George's County, Maryland and described as follows: Lot numbered ten (10) in Black lettered “C” in the subdivision known as "Section Six (6), WILDWOOD ESTATES" in Prince George's County, Maryland, as per plat thereof recorded in Plat Book WWW 68 at Plat 96, one of the Land Records of said Prince George's County, Maryland. The improvements thereon being commonly known as 5303 Salima Street, Clinton, Maryland 20735. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 1/27, 2/3, 2/10 Ad#89828

TRUSTEE’S SALE OF 9370 FERNWOOD COURT, MANASSAS, VA 20110. In execution of a certain Deed of Trust dated April 15, 2022, in the original principal amount of $446,758.00 recorded in the Clerk’s Office, Circuit Court for Prince William County, Virginia as Instrument No. 202204150029932. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Prince William County, 9311 Lee Avenue, Manassas, Virginia, on April 16, 2025, at 9:45 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: LOT 341, SECTION 3, POINT OF WOODS AT MANASSAS, AS THE SAME IS DULY DEDICATED, PLATTED AND RECORDED IN DEED BOOK 561, PAGE 750 AND CORRECTED IN DEED BOOK 579, PAGE 515, AMONG THE LAND RECORDS OF PRINCE WILLIAM COUNTY, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com . VA-371140-2. March 11th, 2025 March 18th, 2025 AD#90493

TRUSTEE'S SALE OF 14968 SLIPPERY ELM COURT, WOODBRIDGE, VA 22193 In execution of a Deed of Trust in the original principal amount of $223,992.00, with an annual interest rate of 6.375000% dated September 25, 2002, recorded among the land records of the Circuit Court for the Prince William as Deed Instrument Number 200209260123945, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the Prince William, on the Court House steps in front of Main Entrance for the Circuit Court building for the County of Prince William located at 9311 Lee Avenue, Manassas, Virginia on May 6, 2025 at 1:00 PM, the property with improvements to wit: WINDING CREEK ESTATES SEC 2 L-26 Tax Map No. 8091-13-7405 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 25-298152. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 10130 Perimeter Parkway, Suite 400, Charlotte, North Carolina 28216 (703) 449-5800. Run Dates: March 11th, 2025 April 1st, 2025 April 8th, 2025 AD#91205

Draft Annual Action Plan for Fiscal Year (FY) 2026 A draft of Arlington County’s Annual Action Plan of the Consolidated Plan is available for review. The FY 2026 Action Plan is a U.S. Department of Housing and Urban Development (HUD) required document that provides a summary of the actions, activities, and specific resources that will be used over the next year to address priority needs and specific goals identified by the 5-Year Consolidated Plan. The Annual Action Plan for FY 2025 describes how funding from the following programs will be used: ESTIMATED FY 2025 FUNDING Estimated Community Development Block Grant (CDBG) – Federal $1,679,439 Estimated HOME Investment Partnerships (HOME) – Federal $898,792 Community Services Block Grant (CSBG) – State $178,925 Temporary Assistance for Needy Families (TANF) – State $153,550 Affordable Housing Investment Fund (AHIF) Housing Services – Local $245,500 Arlington County General Fund – Local $50,000 Total $3,206,206 Website: To view the citizen summary and required HUD narratives, please visit the Arlington County website at www.arlingtonva.us and search for “Fiscal Year 2026 Action Plan.” Citizen Participation is key to the development of the Action Plan. Residents are invited to provide comments at the following meetings • Community Development Citizens Advisory Committee meeting on March 5, 2025 at 6:30pm. Location: Virtual, visit www.arlingtonva.us to learn more. • County Board Budget Hearing on March 25, 2025 at 7:00 p.m. Location: Ellen M. Bozman Government Center, 2100 Clarendon Blvd (County Board Room) or Virtual Meeting. All hearing locations are accessible to people with disabilities. To request special accommodation such as language translation or sign language, call staff at 703-228-3760 (TTY 228-4611). Located at Courthouse Metro stop. Free parking available. Written comments are being accepted until March 26, 2025. Please send written comments to Caitlin Jones, Community Development Planner, cjones1@arlingtonva.us, 703-228-3762. NOTICE OF SUBSTANTIAL AMENDMENT Annual Action Plan for Fiscal Year (FY) 2025 A draft of Arlington County’s amended FY 2025 HUD Annual Action Plan is available for review. Arlington is amending its FY 2025 Action Plan to incorporate a new activity and HOME Investment Partnership (HOME) funding for the Goodwill Redevelopment Project. A copy of Arlington County’s amended FY 2025 Action Plan is available starting February 24, 2025 through March 26 for public review on the County’s website at http://www.arlingtonva.us/. Search for “FY 2025 Action Plan.” Written comments are being accepted until March 26, 2025. Please send written comments to Caitlin Jones, Community Development Planner, cjones1@arlingtonva.us, 703-228-3762. Run Date: Tuesday, February 25, 2025 AD#90978

TRUSTEE'S SALE 3209 Garland Avenue, Hopewell, VA 23860 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . In execution of the Deed of Trust in the original principal amount of $171,830.00, dated February 19, 2021, and recorded February 24, 2021, as Instrument No. 210000485, of the City of Hopewell land records, the appointed Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Hopewell, 100 E. Broadway, Hopewell, Virginia 23860, on April 16, 2025, at 3:00 PM, the property described in said deed of trust, located at the above address and more particularly described as follows: All those certain lots, pieces or parcels of land together with improvement thereon and appurtenances thereto pertaining, situate and lying in the City of Hopewell, Virginia and being known, numbered and designated as Lots 33, 34, 35 and 36, in Block 24, Belmont (sometimes known as Belmont Park), a subdivision of said City. Tax ID #: 0920895 The property and improvements will be sold in “as is” physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder’s deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier’s or certified check, required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier’s check within 15 days from sale date. Except for Virginia Grantor’s tax, all settlement costs and expenses are purchaser’s responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser’s sole remedy is return of deposit without interest. This sale is subject to post-sale audit by the Substitute Trustee of the conduct of the auction itself as well as the status of the loan secured by the Deed of Trust, including, but not limited to, determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: Lenox Title Trustee Services, LLC, c/o McMichael Taylor Gray, LLC, 3550 Engineering Drive, Suite 260, Peachtree Corners, GA 30092 FOR INFORMATION CONTACT: Lenox Title Trustee Services, LLC, Substitute Trustee c/o Adrian G. Jacobs, Esq. McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 Phone: 404.474.7149 Fax: 404.745.8121 MTG File No.: VA2025-00550 Run Date: February 11th, 2025 AD#90621