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NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on November 2, 2009, a certain Deed of Trust/Mortgage was executed by William A. Raab and Barbara B. Raab as mortgagors/borrowers in favor of 1st Mariner Bank as beneficiary and Sage Title Group, LLC as trustee, and was recorded on May 21, 2010, in Book 39319, Page 118 in the Office of the Land Records for Montgomery County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated July 17, 2015, and recorded on Augsut 28, 2015, in Book 50884, Page 75, in the office of the Land Records for Montgomery County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on November 8, 2024, was not made and remains wholly unpaid as of the date of this notice, and the subject property has ceased to be the principal residence of the Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of January 23, 2026 is $1,208,373.91; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Wednesday, March 4, 2026 at 11:15 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 10141 Brink Road, Germantown, MD 20876 Tax ID 02-02036505 The sale will be held at the Courthouse door for the Circuit Court for Montgomery County (Maryland Avenue entrance), 50 Maryland Avenue, Rockville, MD 20850. The Secretary of Housing and Urban Development will bid $1,216,363.91; There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $122,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $122,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: January 23, 2026 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Andrew Winick Andrew Winick(AIS/CPF #9706250509) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY NFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A Lot Numbered Twenty-seven (27), in Block Lettered "A", in a subdivision known as "BURTON WOODS", as per Plat thereof recorded in Plat Book 112, at Plat 13229, one of the Land Records of Montgomery County, Maryland. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 2/17, 2/24, 3/3 Ad#99528

Trustee's Sale 21 BUCHANAN COURT FREDERICKSBURG, VA 22406 (Parcel ID: 45N-2-514) Default having been made in the terms of a certain Deed of Trust dated 06/16/2006, in the maximum principal amount of $538,500.00 and recorded in the Clerk's Office of the Circuit Court of the Stafford County, Virginia on 07/14/2006, as Instrument No. LR060023012, the undersigned Substitute Trustees will sell at public auction on 3/24/2026 at 12:00 PM , At the Front Entrance of the Circuit Court For County Of Stafford located at 1300 Courthouse Road, Stafford, VA 22554 , the property designated as ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON SITUATE, LYING AND BEING IN FALMOUTH-HARTWOOD MAGISTERIAL DISTRICT, STAFFORD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 514, SECTION 2 OF ENGLAND RUN NORTH SUBDIVISION, AS SHOWN ON SUBDIVISION PLAT ENTITLED "ENGLAND RUN NORTH, SECTION 2, LOCATED IN FALMOUTH-HARTWOOD MAGISTERIAL DISTRICT, STAFFORD COUNTY, VIRGINIA", MADE BY ATCS, P.L.C., DATED MAY 29, 2001, AND RECORDED IN THE CLERK`S OFFICE OF THE CIRCUIT COURT OF STAFFORD, VIRGINIA, IN PLAT BOOK 39, AT PAGE 16-47 TERMS: CASH. A deposit of Ten percent (10%) of the sale price or Ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidder's expense. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: ReverseQueries@altisource.com Run Dates: February 17th 2026 February 24th, 2026 AD#99380

TRUSTEE'S SALE 547 Duncan Avenue Alexandria, VA 22301 (Tax ID No. 035.03-09-51) In execution of the Commercial Deed of Trust dated June 24, 2025, and recorded among the Land Records of the Clerk’s Office of Alexandria City, Virginia on June 26, 2025 as Instrument No. 250006239 (the “Deed of Trust”), SR Agents, LLC (“Trustee”), will offer for sale at public auction at the entrance of the Alexandria Circuit Court at 520 King Street, Alexandria, VA 22314, on March 16, 2026 at 11:00 a.m., the Property more particularly described in the aforementioned Deed of Trust and briefly identified as follows: All that certain lot or parcel of land, together with the improvements and appurtenances to the same belonging, location in the City of Alexandria, Virginia, and being more particularly known and designated as follows: to wit: Lot Numbered Twenty (20) of the Subdivision of “River Terrace” as the same appears duly dedicated, platted and recorded in Deed Book 295, Page 298, of the land records of the City of the Alexandria, Virginia; together with and subject to party wall rights. Tax ID No. 035.03-09-51 Address: 547 Duncan Avenue, Alexandria, VA 22301 (the “Property”) The Property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO any and all covenants, conditions, restrictions, liens, easements, and all other matters of record taking priority over the Deed of Trust, if any, affecting the aforesaid Property. TERMS OF SALE: A non-refundable bidder's deposit of $50,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check, or in such other form as the Trustee may determine, at their sole discretion at the time of sale, is required at time of sale, except for the party secured by the Deed of Trust. The risk of loss is on the purchaser from the date and time of auction. The balance in cash or immediately available funds, with interest at 12.00% per annum from the date of sale to the date of settlement or the balance of the proceeds are received by the Trustee, whichever is later, payable within fifteen (15) days after the date of sale. Grantor's tax, regional congestion relief fee, Deed preparation, state and county/city transfer taxes, recordation taxes, specifically including without limitation, any recapture tax, agricultural transfer tax, all other taxes, public charges and special or regular assessments, water and sewer charges, including penalties and interest, if any, and all other costs incident to settlement are to be paid by the purchaser. Real property taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, the deposit may be forfeited and the property will be resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is the return of the deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of the deposit without interest. Additional terms of sale may be announced at the time of sale. FOR INFORMATION CONTACT : Benjamin P. Smith, Esquire Shulman Rogers, P.A. 12505 Park Potomac Avenue, Sixth Floor Potomac, MD 20854 (301) 230-5241 March 4th, 5th & 6th, 2026 AD#100293

NOTICE OF TRUSTEE'S SALE 38790 BOCA COURT WATERFORD, VA 20197 In execution of a Deed of Trust dated March 31, 2023, in the original amount of $986,000.00, recorded as Instrument No. 20230331-0011808 in the Clerk’s Office of the Circuit Court of Loudoun County, Virginia, default having been made in the payment of the debt therein secured, and being instructed to do so by the party secured by the Deed of Trust (“ Noteholder ”), the Substitute Trustee will, on Friday, March 27, 2026, at 2:00 p.m. , by the front main outside entrance to the building housing the Loudoun County Circuit Court, 18 E. Market Street, Leesburg, Virginia 20178, offer for sale at public auction to the highest bidder the following real property (“ Property ”) with improvements thereon: Lot 27, ALPHIN, as the same appears duly dedicated, platted, and recorded in Deed Book 1806 at Page 1976, among the land records of Loudoun County, Virginia. AND BEING the same property conveyed unto Richard Alan Plebuch and Deanna Leigh Plebuch, by Deed from Torin D. Kropp and Ched Y. Kropp, also known as Ched Mares Y. Kropp, dated March 31, 2023, and recorded March 31, 2023, as Instrument No. 20230331-0011807 in the aforesaid county land records. PIN: 414307835000 To bid on the Property, a bidder’s deposit of $99,000.00 must be delivered by each bidder other than the Noteholder, or an affiliate of the Noteholder, to the Substitute Trustee prior to the commencement of the sale. The deposit shall be by certified or cashier’s check drawn on a financial institution acceptable to the Substitute Trustee and the Noteholder. The high bidder will be required to increase the deposit in an amount necessary to equal ten percent (10%) of the highest winning bid within five (5) calendar days of the Sale Date. The deposit, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidders, as applicable. The balance of the purchase price will be due by certified check or immediately available funds at settlement. Settlement will be held on or before fifteen (15) days after sale; time being of the essence. Upon purchaser’s default, the deposit shall be forfeited, and the property may be resold at the risk and costs of the defaulting purchaser. After any such default and forfeiture, the Property and any and all personal property applicable thereto may, at the discretion of the Substitute Trustee, be conveyed to the next highest bidder on the Property whose bid was acceptable to the Substitute Trustee. The Property and all personal property applicable thereto shall be sold “AS IS” and “WITH ALL FAULTS.” Neither the Substitute Trustee nor the Noteholder, nor their respective agents, successors, and assigns, make any representations or warranties with respect to the Property including, without limitation, representations or warranties as to the structural integrity, physical condition, construction, workmanship, materials, habitability, compliance with applicable zoning regulations, fitness for a particular purpose or merchantability of all or any part of the Property or personal property applicable thereto. The purchaser recognizes and agrees that any investigation, examination, or inspection of the Property and personal property applicable thereto being sold is within the control of the owner or other parties in possession and their agents and not within the control of the Substitute Trustee, the Noteholder, or their agents, successors or assigns. Conveyance of the Property shall be with special warranty and shall be subject to all existing housing, building, zoning and other code violations, if any, subject to all critical area and wetland violations, if any, subject to all environmental problems and violations which may exist on or with respect to the Property, if any, and shall be subject to all recorded and unrecorded liens, encumbrances, security interests, easements, rights-of-way, covenants, agreements, conditions, restrictions, leases, occupancy agreements and mechanics and materialmen’s liens, to the extent any of the foregoing may lawfully apply to the Property being sold, or any part thereof, and take priority over the liens and security interests of the Deed of Trust. Any prospective purchaser must do its own due diligence with respect any liens, security interests, agreements, or other encumbrances of record. Without limiting the generality of the foregoing, the Property will be sold without representation or warranty as to the environmental condition of the Property or the compliance of the Property with federal, state, or local laws and regulations concerning the purchase or disposal of hazardous substances. Acceptance of the deed to the Property shall constitute a waiver of any claims against the Substitute Trustee, the Noteholder, and their respective agents, successors, and assigns, concerning the environmental condition of the Property. Risk of loss or damage to the Property and personal property applicable thereto shall be borne by the purchaser from and after the strike down of the bid at the foreclosure sale. The purchaser shall pay all closing costs, including the preparation of the Substitute Trustee deed and all taxes and recording costs assessed thereon including, but not limited to, the grantor’s tax, settlement fees, title examination charges and title insurance premiums. Real estate taxes prorated to the date of the foreclosure will be paid by the Substitute Trustee. Purchaser shall be responsible for all real estate taxes due on the Property from and after the date of the sale. The Substitute Trustee will not deliver possession of all or any part of the Property being sold. The Substitute Trustee reserves the right to amend or supplement the terms of sale by verbal announcements during the sale, to modify the requirements for bidders’ deposits, to reject any and all bids, to withdraw all or part of the Property from the sale prior to the commencement of bidding, to postpone the sale, and to conduct such other sales as the Substitute Trustee may determine in its discretion. At the time of sale, the successful bidder shall be required to execute a Memorandum of Sale which shall include, by reference, all the terms and conditions contained herein. The form of Memorandum of Sale is available from the Substitute Trustee upon request and will be available at sale time. Immediately upon delivery of the deed for the property by the Substitute Trustee, all duties, liabilities, and obligations of the Substitute Trustee, if any, to the purchaser with respect to the Property shall be extinguished . REO Solutions, LLC For Information contact: Nathaniel A. Ralstin 1775 Wiehle Ave, Suite 400 Reston, Virginia 20190 703-218-2103 Run Dates: March 4, 11, 18, and 25, 2026 AD#100370

Trustee's Sale 500 East Howell Avenue, Alexandria, VA 22301 (Parcel ID: 13860500) Default having been made in the terms of a certain Deed of Trust dated 07/21/2006, in the original principal amount of $567,000.00 and recorded in the Clerk's Office of the Circuit Court of the City of Alexandria, Virginia on 07/27/2006, as Instrument No. 060019852, in Book ---, Page ---, the undersigned Substitute Trustees will sell at public auction on 04/08/2026 at 10:00 AM, Alexandria City District Court, 520 King St, Alexandria, VA 22314 , the property designated as: LOTS NUMBERED 229 AND 230, IN A CERTAIN PLAN OF LOTS CALLED DEL RAY, SURVEYED BY D. J. HOWELL, SURVEYOR, AS SHOWN ON THE PLAT THEREOF WHICH IS DULY RECORDED AMONG THE LAND RECORDS OF ARLINGTON COUNTY, VIRGINIA, IN DEED BOOK 0 NO. 4 AT PAGE 440. TERMS: CASH. A deposit of $56,700.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $9,900.00 of cash will be accepted. The successful bidder's deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee's Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review upon request before the sale, outlining additional terms of sale and settlement. A Trustee's Deed will be prepared by Trustee's attorney at high bidder's expense. Sale is subject to the right of redemption of the IRS or any Title issue, if they exist. For More Information Contact : Western Progressive - Virginia, Inc Regus Arlington Ballston, 4250 N Fairfax Drive, Suite 600 Office Number 675 Arlington VA 22203 Telephone #: 866-960-8299 Fax #: 866-960-8298 Email: TrusteeQuote@altisource.com Run Dates: March 4th, 2026 March 11th, 2026 AD#99750