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TRUSTEE'S SALE OF 3936 HARTLAKE ST, WOODBRIDGE, VA 22192 In execution of a Deed of Trust in the original principal amount of $151,900.00, with an annual interest rate of 5.625000% dated March 23, 2007, recorded among the land records of the Circuit Court for the County of Prince William as Deed Instrument Number 200704160045947, the undersigned appointed Substitute Trustee will offer for sale at public auction all that property located in the County of Prince William, on the Court House steps in front of Main Entrance for the Circuit Court building for the County of Prince William located at 9311 Lee Avenue, Manassas, Virginia on December 11, 2025 at 10:00 AM , the property with improvements to wit: RIDGELEIGH SEC 1 PH 7 LOT 133 Tax Map No. 8194-70-3411 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of 10% of the sale price, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Reference Number 23-294445. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O LOGS LEGAL GROUP LLP, Mailing Address: 8520 Cliff Cameron Dr., Suite 330, Charlotte, North Carolina 28269 (703) 449-5800. Run Dates: October 16th, 2025 November 6th, 2025 November 13th, 2025 AD#97097

COHN, GOLDBERG & DEUTSCH, LLC 1099 WINTERSON ROAD, SUITE 301 LINTHICUM HEIGHTS, MARYLAND 21090 www.cgd-law.com COURT APPOINTED TRUSTEE FORECLOSURE SALE OF IMPROVED REAL PROPERTY 1626 MONTAGUE STREET NW WASHINGTON, DC 20011 In execution of the Superior Court for District of Columbia's (“Court”) Decree in Case 2023-CAB-006700, Bank-Fund Staff Federal Credit Union v. Marvin B Ngwafon, the undersigned Trustees will sell at public auction at the auctioneer's gallery of Tidewater Auctions, LLC Chevy Chase Pavilion, 5335 Wisconsin Ave NW Suite 440, Washington, DC 20015 on November 14, 2025 AT 11:00 AM THE ABOVE DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully described in a Deed of Trust from Marvin B Ngwafon, dated July 2, 2014 recorded in the Office of the Recorder of Deeds for the District of Columbia at Instrument Number 2014066629 on July 23, 2014, with an original principal balance of $75,000.00, and an original interest rate of 3.250%, default having occurred under the terms thereof. The property will be sold by Trustee's Deed “as is” without any covenant, expressed or implied, in fee simple subject to conditions, restrictions, easements, and all other recorded instruments superior to the Deed of Trust referenced above, and subject to ratification by the Court. TERMS OF SALE: A deposit of the lesser of $6,000.00 or ten percent (10%) of the winning bid amount will be required at time of sale, in cash, certified check, or other form as Trustees may determine. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Trustee which shall be announced at sale. The Balance of the purchase price to be paid in cash within 30 days of final ratification of the sale by the Court. At the Trustees’ discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. TIME IS OF THE ESSENCE. If purchaser fails to settle within the aforesaid thirty (30) days of the ratification, the purchaser agrees to pay the Trustees' reasonable attorney fees as ordered by the Court, plus all costs incurred, if the Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 3.250% per annum from the date of sale to the date the funds are received in the office of the Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Mortgage holder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. This property will be sold subject to one or more prior liens, the amount(s) of which will be announced at the time of sale. Richard E. Solomon, et al., Sub. Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 10/16, 10/23, 10/30, 11/6 CGD File #:456842 Ad#97210

IN THE CIRCUIT COURT FOR PRINCE GEORGE"S COUNTY, MARYLAND MARK H. WITTSTADT KEVIN HILDEBIDEL Substitute Trustees 1966 Greenspring Dr, Ste LL2 Timonium, Maryland 21093 v. CASE # C-16-CV-25-001992 Eisthel M Pujols-Gil 1307 Nicholson St Hyattsville, Maryland 20782 Defendant NOTICE ORDERED, by the Circuit Court for Prince George's County this 26th day of November, 2025, that the foreclosure sale of the real property known as 1307 Nicholson St, Hyattsville, Maryland 20782, being the property mentioned in these proceedings, made and reported by Mark H. Wittstadt, Gerald F. Miles, Jr, Cole Luthy, Substitute Trustees, be RATIFIED AND CONFIRMED, unless cause to the contrary thereof be shown on or before the 26th day of December, 2025. Provided a copy of this Order is inserted in some daily newspaper printed in Prince George's County, once in each of three successive weeks, before the 26th day of December, 2025. The Report states the amount of the Foreclosure Sale to be $325,000.00. Mahasin El Amin Clerk of the Circuit Court Prince George's County, Maryland #723 Publish: The Washington Times AD#98281 December 1, 8 & 15, 2025

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on November 14, 2005, a certain Deed of Trust/Mortgage was executed by James J. Kirkpatrick and Frances Susan Kirkpatrick as mortgagors/borrowers in favor of Seattle Mortgage Company as beneficiary and Ronald S. Deutsch as trustee, and was recorded on January 26, 2006, in Book 24149, Page 638 in the Office of the Land Records for Prince George's County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated August 24, 2020, and recorded on August 25, 2020, in Book 44017, Page 243, in the office of the Land Records for Prince George's County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on June 14, 2022, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of October 7, 2025 is $335,326.92; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Tuesday, November 18, 2025 at 11:30 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 710 Carson Avenue, Oxon Hill, MD 20745 Tax ID 12-1270073 The sale will be held in front of the Main Street entrance to the Duval Wing of the Prince George`s County Courthouse Complex, 14735 Main Street, Upper Marlboro, Maryland 20772. The Secretary of Housing and Urban Development will bid $337,601.22. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $35,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $35,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 7, 2025 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Andrew Winick Andrew Winick(AIS/CPF #9706250509) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A The land referred to in this Commitment is situated in Prince George's County, Maryland, and is described as follows: BEING KNOWN AND DESIGNATED as Lot numbered Thirty (30) in Block lettered "Q" in the subdivision known as SOUTHLAWN in Prince George's County, Maryland, as per plat thereof recorded in Plat Book WWW 22 at Folio 65, among the Land Records of Prince George's County, Maryland. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 11/3, 11/10, 11/17 Ad#97095

COHN, GOLDBERG & DEUTSCH, LLC 1099 WINTERSON ROAD, SUITE 301 LINTHICUM HEIGHTS, MARYLAND 21090 www.cgd-law.com COURT APPOINTED TRUSTEE FORECLOSURE SALE OF IMPROVED REAL PROPERTY 206 F STREET NE WASHINGTON, DC 20002 In execution of the Superior Court for District of Columbia's (“Court”) Decree in Case 2019 CA 003076 R(RP), US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust the undersigned Trustees will sell at public auction at the auctioneer's gallery of Tidewater Auctions, LLC, Chevy Chase Pavilion, 5335 Wisconsin Ave NW Suite 440, Washington, DC 20015 on November 14, 2025 AT 11:00 AM THE ABOVE DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully described in a Deed of Trust from Benjamin D. McKenzie, dated April 8, 2005 recorded in the Office of the Recorder of Deeds for the District of Columbia at Instrument Number 2006137331 on October 6, 2006, with an original principal balance of $250,000.00, and an original interest rate of 5.875%, default having occurred under the terms thereof. The property will be sold by Trustee's Deed “as is” without any covenant, expressed or implied, in fee simple subject to conditions, restrictions, easements, and all other recorded instruments superior to the Deed of Trust referenced above, and subject to ratification by the Court. TERMS OF SALE: A deposit of the lesser of $24,000.00 or ten percent (10%) of the winning bid amount will be required at time of sale, in cash, certified check, or other form as Trustees may determine. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Trustee which shall be announced at sale. The Balance of the purchase price to be paid in cash within 30 days of final ratification of the sale by the Court. At the Trustees’ discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. TIME IS OF THE ESSENCE. If purchaser fails to settle within the aforesaid thirty (30) days of the ratification, the purchaser agrees to pay the Trustees' reasonable attorney fees as ordered by the Court, plus all costs incurred, if the Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.875% per annum from the date of sale to the date the funds are received in the office of the Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Mortgage holder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. Richard E. Solomon, et al., Sub. Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 10/16, 10/23, 10/30, 11/6 CGD File #:461661 Ad#97211