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NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on August 25, 2006, a certain Deed of Trust/Mortgage was executed by Helen Harris as mortgagor/borrower in favor of Seattle Mortgage Company as beneficiary and Ronald S. Deutsch, Esq. as trustee, and was recorded on January 9, 2007, in Book 26805, Page 221 in the Office of the Land Records for Prince George's County, Maryland; and WHEREAS, the Deed of Trust/Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust/Mortgage is now owned by the Secretary, pursuant to an assignment dated December 19, 2022, and recorded on January 4, 2023, in Book 48430, Page 309, in the office of the Land Records for Prince George's County, Maryland; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust/Mortgage in that the payment due on October 2, 2023, was not made and remains wholly unpaid as of the date of this notice, and a Borrower has died and the Property is not the principal residence of at least one surviving Borrower, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of December 17, 2025 is $365,912.22; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust/Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on Tuesday, January 27, 2026 at 11:30 AM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: See attached Exhibit A Commonly known as: 13103 6th Street, Bowie, MD 20720 Tax ID 14-1623552 The sale will be held in front of the Main Street entrance to the Duval Wing of the Prince George`s County Courthouse Complex, 14735 Main Street, Upper Marlboro, Maryland 20772. The Secretary of Housing and Urban Development will bid $368,197.56; There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $38,000.00 in the form of a certified check or cashier’s check made out to the Secretary of HUD . A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $38,000.00 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is N/A (Full Balance Due) plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: December 17, 2025 Breza & Associates, LLC Foreclosure Commissioner By: /s/ Andrew Winick Andrew Winick(AIS/CPF #9706250509) Breza & Associates, LLC 11019 McCormick Road, Suite 400 Hunt Valley, Maryland 21031 (410) 316-6047 (office) (410) 308-0447 (facsimile) defaultlegal@brezalaw.com IF YOU ARE A DEBTOR, OR AN ATTORNEY REPRESENTING A DEBTOR, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY NFORMATION OBTAINED HEREBY WILL BE USED FOR THAT PURPOSE. However, if you are either a debtor in a pending bankruptcy case, or have obtained an order of discharge from a United States Bankruptcy Court, which discharge includes this debt, or an attorney representing such a debtor, and you (or your client), has not reaffirmed liability for this debt, this office is not attempting to obtain a judgment against you (or your client) nor are we alleging that you (or your client) have any personal liability for this debt. We may, however, take action against any property which may have been pledged as collateral for the debt, which action may include repossession and/or foreclosure of the property, if otherwise permitted by law and/or order of court. Exhibit A BEING KNOWN AND DESIGNATED AS Lots 14, 15, and 16, Square 25, in the subdivision known as “Bowie,” as recorded in Plat Book A, page 133, as among the Land Records of Prince George’s County, Maryland. Property also known as 13103 6th Street, Bowie, Maryland 20720. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 1/12, 1/19, 1/26 Ad#98673

COHN, GOLDBERG & DEUTSCH, LLC 1099 WINTERSON ROAD, SUITE 301 LINTHICUM HEIGHTS, MARYLAND 21090 www.cgd-law.com TRUSTEE FORECLOSURE SALE OF IMPROVED REAL PROPERTY 229 ELM STREET NW WASHINGTON, DC 20001 The undersigned Trustees will sell at public auction at the auctioneer's gallery of Tidewater Auctions, LLC, Chevy Chase Pavilion, 5335 Wisconsin Ave NW Suite 440, Washington, DC 20015, on January 23, 2026 AT 11:00 AM THE ABOVE DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully described in a Deed of Trust from 229 ELM ST NW, LLC, dated June 27, 2024 recorded in the Office of the Recorder of Deeds for the District of Columbia at Instrument Number 2024063585 on July 10, 2024, with an original principal balance of $926,500.00, and an original interest rate of 11.25%, default having occurred under the terms thereof. All that piece or parcel of land together with the improvements, rights, privileges and appurtenance belonging thereto, situate in the District of Columbia, described as follows, to wit: The South 75 feet of Lot numbered Twelve (12) of Franklin H. Macey and John H. Duvall’s subdivision of lots in Block 10, “LE DROIT PARK”, as per plat recorded in the Office of the Surveyor of the District of Columbia in Liber County 8 at folio 32, having frontage on Elm Street of 17 feet and running back that width a depth of 75 feet; said property known for purposes of Assessment and Taxation as LOT 0809 in SQUARE 3084. The property will be sold by Trustee's Deed “as is” without any covenant, expressed or implied, in fee simple subject to conditions, restrictions, easements, and all other recorded instruments superior to the Deed of Trust referenced above. Terms of Sale: A deposit of the lesser of $75,000.00 or ten percent (10%) of the winning bid amount will be required at time of sale, in cash, certified check, or other form as Trustees may determine. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Trustee which shall be announced at sale. The Balance of the purchase price to be paid in cash within 30 days of the sale. At the Trustees’ discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. TIME IS OF THE ESSENCE. If purchaser fails to settle within the aforesaid thirty (30) days of the sale, the purchaser agrees to pay the Trustees' reasonable attorney fees as ordered by the Court, plus all costs incurred, if the Trustees have to resell the property. If the purchaser fails to go to settlement the deposit shall be forfeited to the Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the default rate of 23.0% per annum from the date of sale to the date the funds are received in the office of the Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Mortgage holder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. Richard E. Solomon, et al., Sub. Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com Washington Times, 1/12, 1/14, 1/16, 1/19, 1/21 CGD File #:462978 Ad#98838

Take Notice City Council Meetings City Council will be holding their monthly Legislative Meetings and their monthly public hearing meetings at 4850 Mark Center Drive, Room 1305 and has been identified as a suitable location for the temporary relocation of city council chambers during the City Hall renovations. ****** For more information, please contact the City Clerk’s Office at 703.746.4550. Individuals with disabilities who require assistance or special arrangements to participate in the City Council meeting may call the City Clerk and Clerk of Council's Office at 703.746.4550 (TTY/TDD 838.5056). We request that you provide a 48-hour notice so that the proper arrangements may be made. City Council meetings are closed-captioned for the hearing impaired. Gloria Sitton City Clerk and Clerk of Council City of Alexandria, Virginia Run Date: January 12th, 2026 AD#99171

TRUSTEE’S SALE OF 4901 SPLIT ROCK ROAD, ALEXANDRIA, VIRGINIA 22310 COUNTY OF FAIRFAX This Property will be sold subject to a 1 year Right of Redemption by the Secretary of Housing and Urban Development In execution of a certain deed of trust dated 02/20/21, in the original principal amount of $780,000.00 recorded in the County of Fairfax, Virginia, as Book 26915, Page 2161, as Instrument No. 2021035314.002, as amended by an instrument appointing the undersigned as Substitute Trustee, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the building housing the Circuit Court of the COUNTY OF FAIRFAX, VA located at 4110 Chain Bridge Road, Fairfax, Virginia, 22030 on March 18, 2026, at 11:00am , the property described in said deed of trust, located at the above address, with improvements thereon and more particularly described as follows: ALL OF THAT CERTAIN LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE COUNTY OF FAIRFAX, STATE OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT 26 , SECTION 3, ROSE HILL PARK, AS THE SAME APPEARS DULY DEDLCATED, PLATTED AND RECORDED IN DEED BOOK 1993 AT PAGE 278, AMONG THE LAND RECORDS OF FAIRFAX COUNTY, VIRGINIA. TERMS OF SALE: Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs. Real estate taxes, water/sewer fees and other public charges will be prorated as of the date of sale. The risk of loss or damage to the property passes to the purchaser immediately upon the conclusion of the Substitute Trustee’s sale. Terms: A bidder’s deposit of ten percent (10%) of the sale price or ten percent price (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of sale. The balance of the purchase price will be due within 20 days at the office of the Substitute Trustee. The Substitute Trustee reserves the right to suspend bidding prior to completion of the sale. Time is of the essence as to the closing date and the payment of the purchase price. If payment of the balance does not occur within twenty days of the sale date, the deposit will be forfeited. Seller shall not be responsible for any costs incurred by the purchaser in connection with their purchase or settlement, including, without limitation, state and local recording fees, title insurance or research, or any other costs of purchaser’s acquisition. Trustee shall have no duty to obtain possession for purchaser. All risks of casualty pass to successful bidder at conclusion of bidding. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower(s) entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the Purchaser’s deposit without interest. Additional terms to be announced at the sale. For more information contact: Laura H.G. O'Sullivan, Esq., member of Surety Trustees, at 301-490-3361 or www.mwc-law.com . January 12th, 2026 February 9th, 2026 February 16th, 2026 AD#98934

TRUSTEE'S SALE 8600 VILLAGE WAY ALEXANDRIA, VA 22309 In execution of the Deed of Trust in the original principal amount of $69,637.00, dated September 16, 2004, and recorded in Deed Book 16540, Page 293 and as Instrument Number 2004038931.024 in Fairfax County land records, the appointed Substitute Trustee will offer for sale at public auction at the front of the Fairfax County Circuit Court (Fairfax County Judicial Center, 4110 Chain Bridge Road), at Fairfax, Virginia 22030 on February 17, 2026 at 1:00PM, the property described in said deed of trust, located at the above address and more particularly described as follows: THE DWELLING UNIT AT THE ADDRESS 8600 VILLAGE WAY, IN THE VILLAGES, SECTION 1-A, A CONDOMINIUM PROJECT, AS THE SAME IS DULY DEDICATED IN THE MASTER DEED THERE AFTER, DATED DECEMBER 5, 1973 AND RECORDED JANUARY 9, 1974, IN DEED BOOK 3971 AT PAGE 699 AND BY AMENDMENTS TO THE MASTER DEED RECORDED IN DEED BOOK 3976 AT PAGE 475, AND DEED BOOK 3985 AT PAGE 223, AMONG THE LAND RECORDS OF FAIRFAX COUNTY, VIRGINIA, AND AS SHOWN ON THE PLATS ATTACHED TO AND RECORDED WITH SAID MASTER DEED, BEING A TYPE 3BU2 DWELLING UNIT, AND FURTHER AMENDED IN DEED BOOK 4162 AT PAGE 214 AND DEED BOOK 4181, PAGE 578. SUBJECT TO THE RIGHTS OF WAY, EASEMENTS, PARTY WALL RIGHTS OF RECORD, TOGETHER WITH THE USE AND ENJOYMENT OF THE LIMITED COMMON ELEMENTS APPURTENANT THERETO, AS SET FORTH IN SAID MASTER DEED. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 101 North Lynnhaven Road, Suite 104, Virginia Beach, Virginia 23452 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11350 McCormick Road, Executive Plaza I, Suite 302 Hunt Valley, Maryland 21031 (844) 442-2150 (470) 321- 7112 January 12th, 2026 January 19th, 2026 AD#98531